ATLO

$26.93-0.03 (-0.13%)

Market OpenAs of Mar 17, 6:25 PM UTC

Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa.

Historical Price

Price (Line)
50-Day SMA
200-Day SMA
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Peer Comparison

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Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$26.93
Potential Upside
58.8%
Whystock Fair Value$42.78
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa. I...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$239.47M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
12.58
Beta
Defensive asset. Lower volatility than the S&P 500.
0.34
Div Yield
Strong income play. Yield provides a meaningful total return floor.
356.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
9.95%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
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Recent News

Associated Press Finance
Jan 23, 2026

Ames National: Q4 Earnings Snapshot

AMES, Iowa (AP) — Ames National Corp. ATLO) on Friday reported fourth-quarter profit of $6.5 million. The bank, based in Ames, Iowa, said it had earnings of 73 cents per share.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Oct 19, 2025

Ames National (ATLO) Profit Margin Surge Challenges Prolonged Bearish Narratives

Ames National (ATLO) posted a sharp earnings turnaround, reporting net profit margins of 23.7% compared to 18.6% a year earlier and annual EPS growth of 43.3%. This rebound follows a tough five-year stretch where earnings fell an average of 15.2% per year. The stock is trading at a 12.8x P/E ratio, which marks a premium to both the industry and peer group but remains below the fair value estimate of $23.88 at a share price of $19.61. Investors are likely encouraged by improved profitability...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Associated Press Finance
Oct 17, 2025

Ames National: Q3 Earnings Snapshot

AMES, Iowa (AP) — Ames National Corp. ATLO) on Friday reported third-quarter earnings of $4.6 million. The Ames, Iowa-based bank said it had earnings of 51 cents per share.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Oct 10, 2025

Ames National (NASDAQ:ATLO) shareholders have earned a 21% return over the last year

We believe investing is smart because history shows that stock markets go higher in the long term. But not every stock...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Associated Press Finance
Aug 8, 2025

Ames National: Q2 Earnings Snapshot

AMES, Iowa (AP) — Ames National Corp. ATLO) on Friday reported second-quarter profit of $4.5 million. The bank, based in Ames, Iowa, said it had earnings of 51 cents per share.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.