LLOY.L

$94.90

Market ClosedAs of Mar 16, 6:41 PM UTC

Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom.

Historical Price

Price (Line)
50-Day SMA
200-Day SMA
Synthesizing Whystock Narrative...
Loading Financials...

Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$94.90
Potential Upside
47.7%
Whystock Fair Value$140.21
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. It operates in three segments: Retail; Commercial Banking; and Insura...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$55.82B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
13.56
Beta
Defensive asset. Lower volatility than the S&P 500.
0.93
Div Yield
Strong income play. Yield provides a meaningful total return floor.
388.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
10.15%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
-

Recent News

Simply Wall St.
Mar 15, 2026

Lloyds Data Breach Tests Digital Trust And Long Term Investment Thesis

Lloyds Banking Group has reported a major data issue in its mobile apps affecting Lloyds, Bank of Scotland, and Halifax customers. For a period, some users were able to see other customers’ banking transactions due to a technical error. The bank has apologised, launched an internal investigation, and is engaging with UK regulators to assess the breach. Lloyds Banking Group, ticker LSE:LLOY, sits at the centre of UK retail banking. Any customer data incident attracts close attention from...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
PA Media: Money
Mar 12, 2026

Lloyds investigating after customers report seeing other people’s transactions

The bank is looking into reports that some customers using Bank of Scotland, Lloyds and Halifax apps were able to see other users’ transactions.

NEUTRAL
Neutral flow. Standard news cycle with no clear sentiment tilt.
The Telegraph
Mar 12, 2026

Halifax and Lloyds customers hit by online data breach

Lloyds, Halifax and Bank of Scotland customers were given access to strangers’ banking transactions in a major online data breach this morning.

NEUTRAL
Neutral flow. Standard news cycle with no clear sentiment tilt.
Yahoo Finance UK
Mar 12, 2026

Iran war leads to UK mortgage rate rises

Find out the latest mortgage rates and deals from HSBC, NatWest, Santander, Barclays and more

BEARISH
Negative press. News cycle fixated on risk factors or misses.
Reuters
Mar 12, 2026

Britain's Lloyds apologises after customers able to see others' transactions

Lloyds Banking Group said on Thursday it ‌was investigating the causes of a ‌glitch that allowed customers to see each ​other's transactions online, the latest in a series of technical problems for UK banks embracing digital services. "We’re sorry that ‌some customers ⁠experienced an issue viewing transactions in the app for a ⁠short time this morning," a spokesperson said, after media reports that customers ​using the ​bank's apps ​were able to ‌see other users' transactions on their accounts. Lloyds said the issue had been resolved and that it was looking into what caused the problem.

BEARISH
Negative press. News cycle fixated on risk factors or misses.
LLOY.L Stock Analysis & Real-Time Data | Whystock