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NCNO
$15.52+0.48 (+3.19%)
After Hours$15.80+0.28 (+1.80%)· Last close Jun 9
nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
nCino, Inc. in the Technology sector is trading at $15.52 with a market capitalization of $1.7B. Wall Street consensus targets $23.31 (13 analysts), implying a +50.2% move over the next 12 months. The stock is currently near its 52-week low of $13.80, remaining 29.2% below its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality, Altman Z in the distress zone. Risk note: MACD remains below its signal line. The Whystock Score of 40/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Sell-side targets imply +50.2% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
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Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$15.52
Potential Downside
76.3%
Whystock Fair Value$3.68
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus13 analysts
Buy
Mean target$23.31+50.2%
Range$16.00 – $28.00
Fundamentals
nCino, Inc., a software-as-a-service company, provides software solutions to financial institutions in the United States, the United Kingdom, and internationally. It offers solutions on the nCino Platform, including an Onboarding solution that stream...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.65B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
126.58
Beta
Defensive asset. Lower volatility than the S&P 500.
0.72
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
0.90%
Volume
Today's trading volume
2.92M
Recent News
HubSpot and nCino Stocks Trade Down, What You Need To Know
A number of stocks fell in the afternoon session after a stronger-than-expected jobs report signaled that the Federal Reserve may keep interest rates higher for longer.
The Top 5 Analyst Questions From nCino’s Q1 Earnings Call
nCino’s first quarter results were driven by continued adoption of its AI-enabled platform, with strong execution across its core banking software products. Management pointed to broad-based growth in both subscription and international revenues, while efficiency improvements in professional services also contributed to higher operating margins. CEO Sean Desmond highlighted that over 40% of annual contract value has now moved to nCino’s new platform pricing, which aligns incentives around custom
Nutanix, nCino, and DoubleVerify Shares Skyrocket, What You Need To Know
A number of stocks jumped in the afternoon session after software stocks extended their rally, carrying momentum from one of the sharpest sector reversals of 2026.
AI-Driven Subscription Gains And Higher Guidance Might Change The Case For Investing In nCino (NCNO)
Earlier this week, nCino reported first-quarter fiscal 2027 results, with revenue rising to US$159.41 million and net income reaching US$13.64 million, alongside raised full-year revenue guidance of US$642.0 million to US$646.0 million. Management credited accelerating adoption of its AI-powered banking platform, improved operating efficiency, and renewed and expanded customer relationships, including its largest new logo win to date, as key drivers of the stronger outlook. Now we’ll examine...
nCino (NCNO) Stock Is Up, What You Need To Know
Shares of banking software provider nCino (NASDAQ:NCNO) jumped 4.7% in the afternoon session after the company reported strong first-quarter 2026 results that surpassed analyst estimates and slightly raised its full-year financial outlook.