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ACT
$41.85+0.59 (+1.43%)
After Hours$41.85+0.00 (+0.00%)· Last close Jun 9
Enact Holdings, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Enact Holdings, Inc. in the Financial Services sector is trading at $41.85 with a market capitalization of $6.1B. Wall Street consensus targets $45.75 (4 analysts), implying a +9.3% move over the next 12 months. The stock is currently 7% below its 52-week high of $44.80, remaining 5.9% above its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality, Altman Z in the safe zone. The Whystock Score of 100/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +9.3% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$41.85
Potential Downside
14.9%
Whystock Fair Value$35.61
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$6.06B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
9.40
Beta
Defensive asset. Lower volatility than the S&P 500.
0.50
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
1.51%
ROE
Average efficiency. Growth may require heavy reinvestment.
12.59%
Volume
Today's trading volume
327,123
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Enact Holdings (ACT): Buy, Sell, or Hold Post Q1 Earnings?
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5 Must-Read Analyst Questions From Enact Holdings’s Q1 Earnings Call
Enact Holdings’ first quarter results reflected steady execution despite ongoing volatility in mortgage rates. Management pointed to healthy credit trends, disciplined risk selection, and the company’s Rate360 pricing engine as core drivers. CEO Rohit Gupta highlighted, “Our dynamic risk-adjusted pricing engine, Rate360, is enabling us to prudently target the right risk for the right price at a granular level with changing market conditions.” The quarter also saw persistency remain elevated and
Do Enact Holdings’ Higher Dividend And Steady EPS Reveal Its Capital Allocation Priorities (ACT)?
In the first quarter of 2026, Enact Holdings, Inc. reported revenue of US$312.07 million and net income of US$167.77 million, alongside basic and diluted earnings per share from continuing operations of US$1.18, all modestly higher than a year earlier. On the same day, Enact also announced a quarterly dividend of US$0.24 per share payable on June 18, 2026, reinforcing its emphasis on cash returns to shareholders alongside steady earnings. Next, we’ll examine how Enact’s higher quarterly...