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AFL
$115.34+0.11 (+0.09%)
Market OpenUpdated 3:52 PM EDT
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Aflac Incorporated in the Financial Services sector is trading at $115.34. Wall Street consensus targets $112.43 (14 analysts), implying a -2.5% move over the next 12 months. The stock is currently near its 52-week high of $119.81, remaining 4.8% above its 200-day moving average. On fundamentals, Piotroski 3/9 flags weak fundamentals, Altman Z in the distress zone. The Whystock Score of 60/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Sell-side consensus broadly in line with current price
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$115.34
Potential Downside
0%
Whystock Fair Value$115.34
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus14 analysts
Hold
Mean target$112.43-2.5%
Range$99.00 – $130.00
Fundamentals
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insuran...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
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P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
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Beta
High-beta play. Expect amplified moves vs. the broad market.
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Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
1.53%
ROE
Elite ROE. Management converts capital into profit efficiently.
15.47%
Volume
Today's trading volume
1.73M
Recent News
Aflac Stock: Is AFL Outperforming the Financial Sector?
Despite Aflac's strong price performance and its outperformance of the broader financial sector over the past year, Wall Street analysts remain measured in their expectations for the stock's future upside.
Piper Sandler Raises Aflac (AFL) Price Target, Favors Insurance Carriers over Brokers
Aflac Incorporated (NYSE:AFL) is included among the 10 Best Long-Term Dividend Stocks to Invest In According to Billionaires. Piper Sandler analyst John Barnidge raised the firm’s price target on Aflac Incorporated (NYSE:AFL) to $130 from $125 on May 26 and maintained an Overweight rating on the stock. The firm pointed to the stock’s recent performance […]
Why Is Aflac (AFL) Down 0.9% Since Last Earnings Report?
Aflac (AFL) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.
A Fresh Look At Aflac (AFL) Valuation As Investor Interest Picks Up
Why Aflac (AFL) is on investors’ radar today Aflac (AFL) has been drawing attention after recent share performance that includes a small gain over the past month and a modest advance in the past 3 months, prompting closer scrutiny of its fundamentals. See our latest analysis for Aflac. At a share price of $114.85, Aflac’s recent 7 day share price return is slightly negative, while its 1 year total shareholder return of 15.01% highlights stronger momentum over a longer period. If this kind of...
Morgan Stanley Lifts Aflac (AFL) PT to $125 on Solid Insurance Trends
Aflac Incorporated (NYSE:AFL) is included among the Dividend Stock Portfolio For Retirement: Top 12 Stock Picks. On May 21, Morgan Stanley analyst Bob Huang raised the firm’s price target on Aflac Incorporated (NYSE:AFL) to $125 from $120 and maintained an Equal Weight rating on the stock. The analyst said results for life insurance companies were […]