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CINF
$163.83+1.58 (+0.97%)
After Hours$163.83+0.00 (+0.00%)· Last close Jun 9
Cincinnati Financial Corporation provides property casualty insurance products in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Cincinnati Financial Corporation in the Financial Services sector is trading at $163.83. Wall Street consensus targets $181.50 (6 analysts), implying a +10.8% move over the next 12 months. The stock is currently 6% below its 52-week high of $174.27, remaining 2.2% above its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality, Altman Z in the distress zone. The Whystock Score of 80/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +10.8% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$163.83
Potential Downside
0%
Whystock Fair Value$163.83
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus6 analysts
Buy
Mean target$181.50+10.8%
Range$172.00 – $191.00
Fundamentals
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance,...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
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P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
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Beta
High-beta play. Expect amplified moves vs. the broad market.
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Div Yield
Strong income play. Yield provides a meaningful total return floor.
2.17%
ROE
Elite ROE. Management converts capital into profit efficiently.
17.54%
Volume
Today's trading volume
491,781
Recent News
Cincinnati Financial Outperforms Industry in a Year: Time to Hold?
CINF benefits from commercial lines growth, E&S expansion and strong agency relationships, supporting long-term profitability.
How Is Travelers Companies' Stock Performance Compared to Other Property & Casualty Insurance Stocks?
Travelers Companies has outperformed the Property & Casualty Insurance industry over the past year, and analysts are cautiously optimistic about the stock’s prospects.
How The Investment Story Is Shifting For Cincinnati Financial (CINF) After Recent Analyst Revisions
Cincinnati Financial’s fair value estimate has shifted slightly higher, moving from US$179.17 to US$181.50 per share. That change aligns with a mix of higher and lower analyst price targets. More constructive views on underwriting performance and the role of carriers sit alongside cautious takes on how much upside may already be reflected in the stock. As you read on, you will see how these moving targets fit into the broader analyst narrative and what to watch as opinions continue to...
CINF vs. WRB: Which P&C Insurance Stock Should You Hold Now?
Let's see how CINF and WRB fare in terms of some of the key metrics.
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