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COFS
$32.40+0.38 (+1.19%)
After Hours$32.40+0.00 (+0.00%)· Last close Jun 9
ChoiceOne Financial Services, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
ChoiceOne Financial Services, Inc. in the Financial Services sector is trading at $32.36. Wall Street consensus targets $33.67 (3 analysts), implying a +4.0% move over the next 12 months. The stock is currently 9% below its 52-week high of $35.40, remaining 10.5% above its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality. The Whystock Score of 85/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side consensus broadly in line with current price
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$32.40
Potential Downside
0%
Whystock Fair Value$32.40
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan. The company offers time, savings, and demand deposits, safe deposits, and automated transaction machine...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
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P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
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Beta
High-beta play. Expect amplified moves vs. the broad market.
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Div Yield
Strong income play. Yield provides a meaningful total return floor.
3.52%
ROE
Average efficiency. Growth may require heavy reinvestment.
11.87%
Volume
Today's trading volume
78,320
Recent News
ChoiceOne Financial Services And 2 Other Top Dividend Stocks To Consider
The United States market has shown robust performance recently, with a 1.6% rise over the past week and a remarkable 28% increase in the last year, alongside an optimistic forecast for annual earnings growth of 17%. In such a thriving environment, dividend stocks like ChoiceOne Financial Services can be attractive options for investors seeking steady income and potential capital appreciation.
Exploring May 2026's Undervalued Small Caps With Insider Buying
Over the last 7 days, the United States market has risen by 1.5%, contributing to a remarkable 26% increase over the past year, with earnings projected to grow by 17% annually in the coming years. In this context of robust market performance, identifying small-cap stocks that are potentially undervalued and exhibit insider buying can offer intriguing opportunities for investors seeking to capitalize on these favorable conditions.
3 Dividend Stocks With Yields Up To 4.3 For Your Portfolio
In the last week, the United States market has stayed flat, yet it is up 28% over the past year with earnings forecast to grow by 16% annually. In this environment, dividend stocks with attractive yields can offer a compelling opportunity for investors seeking income and stability in their portfolios.
ChoiceOne Financial Services, Inc. (COFS) Q1 Earnings Surpass Estimates
ChoiceOne Financial Services (COFS) delivered earnings and revenue surprises of +7.06% and -0.57%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
April 2026's Standout Dividend Stocks
The United States market has remained flat over the last week, though it has seen a 16% increase over the past year with earnings projected to grow by 15% annually. In such a dynamic environment, identifying standout dividend stocks involves finding companies that not only offer consistent payouts but also have the potential for growth in line with broader market expectations.