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LPRO
$2.10-0.01 (-0.47%)
After Hours$2.10+0.00 (+0.00%)· Last close Jun 9
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Open Lending Corporation in the Financial Services sector is trading at $2.10. Wall Street consensus targets $2.44 (5 analysts), implying a +16.2% move over the next 12 months. The stock is currently 22% below its 52-week high of $2.70, remaining 18.0% above its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality, Altman Z in the distress zone. The Whystock Score of 65/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Sell-side targets imply +16.2% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$2.10
Potential Downside
0%
Whystock Fair Value$2.10
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers lenders protection platform (L...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
-
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
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Beta
High-beta play. Expect amplified moves vs. the broad market.
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Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
-7.05%
Volume
Today's trading volume
1.56M
Recent News
Are Options Traders Betting on a Big Move in Open Lending Stock?
Investors need to pay close attention to LPRO stock based on the movements in the options market lately.
Open Lending Q1 Earnings Call Highlights
Open Lending (NASDAQ:LPRO) reported first-quarter 2026 results that management said reflected continued operational discipline amid a challenging auto lending environment, with a deliberate shift away from higher-risk borrowers weighing on approval rates but improving per-loan economics and portfoli
Open Lending (LPRO) Reports Break-Even Earnings for Q1
Open Lending (LPRO) delivered earnings and revenue surprises of -100.00% and +0.94%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
Encore Capital Group (ECPG) Q1 Earnings and Revenues Beat Estimates
Encore Capital Group (ECPG) delivered earnings and revenue surprises of +18.59% and +5.25%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
Positive Signs As Multiple Insiders Buy Open Lending Stock
It is usually uneventful when a single insider buys stock. However, When quite a few insiders buy shares, as it...