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LX
$2.06-0.01 (-0.48%)
After Hours$2.04-0.02 (-0.97%)· Last close Jun 9
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
LexinFintech Holdings Ltd. in the Financial Services sector is trading at $2.06 with a market capitalization of $363M. Wall Street consensus targets $3.49 (5 analysts), implying a +69.5% move over the next 12 months. The stock is currently near its 52-week low of $1.79, remaining 36.2% below its 200-day moving average. On fundamentals, Piotroski 7/9 indicates strong financial quality, Altman Z in the distress zone. Risk note: MACD remains below its signal line. The Whystock Score of 50/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Sell-side targets imply +69.5% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$2.06
Potential Upside
343.6%
Whystock Fair Value$9.14
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment p...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$362.53M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
1.80
Beta
Defensive asset. Lower volatility than the S&P 500.
0.81
Div Yield
Strong income play. Yield provides a meaningful total return floor.
18.45%
ROE
Average efficiency. Growth may require heavy reinvestment.
14.03%
Volume
Today's trading volume
968,574
Recent News
LexinFintech (LX) Q4 2025 Earnings Transcript
In the fourth quarter, we optimized our business operations within the new regulatory framework, successfully achieving our objectives of stabilizing scale and mitigating risk. During this period of industry adjustment, our unique business ecosystem demonstrated its differentiated advantages, leading to a significant rebound in active users. In the fourth quarter, our loan volume reached RMB 50 billion and revenue reached RMB 3 billion.
Asian Equities Traded in the US as American Depositary Receipts Decline in Thursday Trading
Asian equities traded in the US as American depositary receipts were tracking lower Thursday morning
LexinFintech (LX) Q1 2026 Earnings Transcript
In the first quarter, against the backdrop of macroeconomic and industry challenges, our unique and diversified business ecosystem, which we have been building for many years, demonstrated strong operational resilience. This indicates the transition from old to new growth drivers, the initial success of our long-term oriented strategy of diversified development and the company's steady progress toward healthy and sustainable development. During the quarter, the company achieved a loan volume of RMB 57.9 billion, representing a quarter-over-quarter increase of 15.9% and a year-over-year increase of 12.2%.
Asian Equities Traded in US as ADRs Fall in Wednesday Trading
Asian equities traded in the US as American depositary receipts fell Wednesday with the S&P Asia 50
LexinFintech Holdings Ltd (LX) Q1 2026 Earnings Call Highlights: Strong Loan Growth Amidst ...
LexinFintech Holdings Ltd (LX) reports robust loan volume and active user growth, while navigating macroeconomic uncertainties and regulatory changes.