OPFI
$8.59
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States.
Recent News
OppFi Inc (OPFI) Q4 2025 Earnings Call Highlights: Strong Revenue Growth and Strategic ...
OppFi Inc (OPFI) reports a 17% revenue increase in Q4 2025, with significant gains in net income and strategic advancements in predictive modeling.
OppFi Q4 Earnings Call Highlights
OppFi (NYSE:OPFI) executives highlighted what they described as a record year of performance on the company’s fourth-quarter and fiscal year 2025 earnings call, pointing to continued benefits from its underwriting model updates, expense discipline, and plans for new technology and product initiative
OppFi Inc. Q4 2025 Earnings Call Summary
Moby summary of OppFi Inc.'s Q4 2025 earnings call
OppFi (OPFI) Q4 2025 Earnings Call Transcript
Despite higher delinquencies on our summer vintages, OppFi Inc. maintained strong unit economics and adjusted in real time to support continued growth into the fourth quarter. The auto-approval rate in the fourth quarter was 79%, which allowed more customers to be approved without human interaction and helped increase originations 48% year over year. In conjunction with our lending partners, we plan to release Model 6.1 in 2026, which we anticipate will boost originations and reduce risk.
OppFi Inc. (OPFI) Beats Q4 Earnings Estimates
OppFi (OPFI) delivered earnings and revenue surprises of +7.14% and -0.31%, respectively, for the quarter ended December 2025. Do the numbers hold clues to what lies ahead for the stock?