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OPHC
$5.50-0.01 (-0.18%)
After Hours$5.50+0.00 (+0.00%)· Last close Jun 9
OptimumBank Holdings, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
OptimumBank Holdings, Inc. in the Financial Services sector is trading at $5.50. Wall Street consensus targets $7.17 (3 analysts), implying a +30.3% move over the next 12 months. The stock is currently near its 52-week high of $5.64, remaining 16.3% above its 200-day moving average. On fundamentals, Piotroski 5/9 shows mixed financial quality. The Whystock Score of 95/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +30.3% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$5.50
Potential Downside
0%
Whystock Fair Value$5.50
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, mon...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
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P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
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Beta
High-beta play. Expect amplified moves vs. the broad market.
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Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
13.75%
Volume
Today's trading volume
27,131
Recent News
Here is why OptimumBank Holdings, Inc. (OPHC) is among the Best Growth Stocks to Buy with Low P/E Ratios
With a forward P/E ratio of 5.87, OptimumBank Holdings, Inc. (NYSEAMERICAN:OPHC) is among the 10 Best Growth Stocks to Buy with Low P/E Ratios. On May 13, Compass Point upgraded OptimumBank Holdings, Inc. (NYSEAMERICAN:OPHC) to Buy from Neutral and assigned a $6.50 price target on the shares. The upgrade reflects improving confidence in the company’s operational performance […]
OptimumBank Holdings Inc (OPHC) Q4 2025 Earnings Call Highlights: Record Growth and Strategic ...
OptimumBank Holdings Inc (OPHC) reports robust earnings and asset growth, with strategic moves into new lending areas poised to drive future success.
3 Penny Stocks With Market Caps Over $50M To Watch
As February begins, major U.S. stock indexes have surged, with the Dow Jones Industrial Average adding 515 points and the S&P 500 nearing record highs. This optimistic start to the month highlights a market environment where investors are keenly exploring opportunities across various sectors. Though often seen as a relic of past trading days, penny stocks still represent significant growth potential, particularly when they come from smaller or newer companies with strong financial foundations.
OptimumBank Holdings Inc (OPHC) Q3 2025 Earnings Call Highlights: Record Earnings and Strategic ...
OptimumBank Holdings Inc (OPHC) reports its strongest quarter ever with significant net earnings growth and strategic plans for future expansion.
OptimumBank Holdings Inc. (OPHC) Choses IBN to Lead Its Corporate Communications Strategy
With significant hedge fund interest, OptimumBank Holdings Inc. (NYSE:OPHC) secures a spot on our list of the 10 Best Bank Penny Stocks to Buy Right Now. On September 16, 2025, OptimumBank Holdings Inc. (NYSE:OPHC) announced that it has chosen IBN, a multifaceted financial news and publishing company, to lead its corporate communications strategy. With IBN’s […]