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PAY
$21.11+0.58 (+2.83%)
After Hours$21.11+0.00 (+0.00%)· Last close Jun 9
Paymentus Holdings, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Paymentus Holdings, Inc. in the Technology sector is trading at $21.11 with a market capitalization of $3.0B. Wall Street consensus targets $34.29 (7 analysts), implying a +62.4% move over the next 12 months. The stock is currently near its 52-week low of $20.35, remaining 27.9% below its 200-day moving average. On fundamentals, Piotroski 8/9 indicates strong financial quality, Altman Z in the safe zone. Risk note: RSI 28 is oversold, raising the odds of a near-term bounce; MACD remains below its signal line. The Whystock Score of 100/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +62.4% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Oversold momentum (RSI 28) — potential for technical mean-reversion
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Peer Comparison
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Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$21.11
Potential Upside
53.1%
Whystock Fair Value$32.31
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus7 analysts
Buy
Mean target$34.29+62.4%
Range$27.00 – $37.00
Fundamentals
Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service rev...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$2.95B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
41.21
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.40
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
12.68%
Volume
Today's trading volume
1.08M
Recent News
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Fidelity National teams up with Fuse to modernize lending workflows, helping lenders approve faster and capture more loan volume.
Paymentus, Ares, and Blackstone Shares Plummet, What You Need To Know
A number of stocks fell in the afternoon session after the May jobs report drove Treasury yields to levels that directly challenge the sector's business model.
Here's Why Paymentus (PAY) is Poised for a Turnaround After Losing 22.3% in 4 Weeks
Paymentus (PAY) has become technically an oversold stock now, which implies exhaustion of the heavy selling pressure on it. This, combined with strong agreement among Wall Street analysts in revising earnings estimates higher, indicates a potential trend reversal for the stock in the near term.
Do Options Traders Know Something About Paymentus Stock We Don't?
Investors need to pay close attention to PAY stock based on the movements in the options market lately.
1 Stock Under $50 Worth Your Attention and 2 We Avoid
The $10-50 price range often includes mid-sized businesses with proven track records and plenty of growth runway ahead. They also usually carry less risk than penny stocks, though they’re not immune to volatility as many lack the scale advantages of their larger peers.