Loading stock data…
PRAA
$15.54+0.34 (+2.24%)
After Hours$15.54+0.00 (+0.00%)· Last close Jun 9
PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
PRA Group, Inc. in the Financial Services sector is trading at $15.54 with a market capitalization of $535M. Wall Street consensus targets $26.00 (1 analysts), implying a +67.3% move over the next 12 months. The stock is currently 31% below its 52-week high of $22.55, remaining 4.2% below its 200-day moving average. On fundamentals, Piotroski 5/9 shows mixed financial quality. The Whystock Score of 50/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Sell-side targets imply +67.3% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Loading Financials...
Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$15.54
Potential Downside
0%
Whystock Fair Value$15.54
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans fr...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$534.74M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.26
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
-28.00%
Volume
Today's trading volume
607,457
Recent News
Should You Hold PRAA Stock on Rising Collections and Portfolio Income?
PRA Group is boosting cash collections and portfolio income through record investments and stronger execution, but rising leverage remains a key risk.
PRA Group Q1 Earnings Call Highlights
PRA Group (NASDAQ:PRAA) reported a stronger first quarter of 2026, with management pointing to higher cash collections, continued growth in its U.S. legal collections channel and steady performance in Europe as key drivers of the period. President and Chief Executive Officer Martin Sjolund said the
PRAA Q1 Earnings Beat Estimates on Higher Cash Collections
PRA Group's Q1 2026 EPS surges to 73 cents on higher cash collections, with U.S. legal channel momentum and solid Europe performance lifting revenues.
PRA Group (PRAA) Q1 2026 Earnings Transcript
Martin Sjolund: Thank you, Najim, and thank you, everyone, for joining us this evening. Cash collections grew 11% year-over-year, driven by the continued momentum of our operational initiatives, especially in the U.S. This was supplemented by our continued strong performance in Europe. As seen recently, these legal investments have been generating significant cash collections in the quarters following our investment.
PRA Group (PRAA) Surpasses Q1 Earnings and Revenue Estimates
PRA Group (PRAA) delivered earnings and revenue surprises of +43.14% and +5.44%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?