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RM
$36.19+0.61 (+1.71%)
After Hours$36.19+0.00 (+0.00%)· Last close Jun 9
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Regional Management Corp. in the Financial Services sector is trading at $36.19 with a market capitalization of $315M. Wall Street consensus targets $48.00 (3 analysts), implying a +32.6% move over the next 12 months. The stock is currently 21% below its 52-week high of $46.00, remaining 1.7% below its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality. The Whystock Score of 70/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +32.6% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$36.19
Potential Upside
29.9%
Whystock Fair Value$47.00
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus3 analysts
Buy
Mean target$48.00+32.6%
Range$45.00 – $50.00
Fundamentals
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United St...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$315.29M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
6.95
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.03
Div Yield
Strong income play. Yield provides a meaningful total return floor.
2.49%
ROE
Average efficiency. Growth may require heavy reinvestment.
12.99%
Volume
Today's trading volume
39,091
Recent News
Etsy upgraded, ZoomInfo downgraded: Wall Street's top analyst calls
Etsy upgraded, ZoomInfo downgraded: Wall Street's top analyst calls
Regional Management Q1 Earnings Call Highlights
Regional Management (NYSE:RM) reported what management described as a “strong start to 2026,” highlighting higher earnings, continued portfolio growth, and improved operating efficiency during its first quarter 2026 earnings call. First quarter results: higher earnings, record revenue, and operatin
With EPS Growth And More, Regional Management (NYSE:RM) Makes An Interesting Case
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Regional Management Corp (RM) Q1 2026 Earnings Call Highlights: Record Revenue and Strategic ...
Regional Management Corp (RM) reports a 69% increase in net income and significant loan portfolio growth, while navigating macroeconomic challenges and expanding into new markets.
RM Q1 2026 Earnings Transcript
As I have deepened my understanding of our customers, products, and markets, I see a clear path to stronger performance and improving return outcomes over time. Joining me on the call today is Harpreet Rana, our Chief Financial and Administrative Officer.