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STEL
$37.99+0.35 (+0.93%)
After Hours$37.99+0.00 (+0.00%)· Last close Jun 9
Stellar Bancorp, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Stellar Bancorp, Inc. in the Financial Services sector is trading at $37.99. Wall Street consensus targets $38.00 (2 analysts), implying a +0.0% move over the next 12 months. The stock is currently near its 52-week high of $40.21, remaining 12.6% above its 200-day moving average. On fundamentals, Piotroski 3/9 flags weak fundamentals. The Whystock Score of 70/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side consensus broadly in line with current price
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$37.99
Potential Downside
0%
Whystock Fair Value$37.99
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers. It provides deposit products that in...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
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P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
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Beta
High-beta play. Expect amplified moves vs. the broad market.
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Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
1.53%
ROE
Average efficiency. Growth may require heavy reinvestment.
6.30%
Volume
Today's trading volume
407,749
Recent News
How The Story Is Shifting For Stellar Bancorp (STEL) And Its US$38 Fair Value Target
Stellar Bancorp’s fair value target is set at US$38.00, giving you a clear reference point for how analysts are framing the stock right now. Recent research on regional banks ties this US$38.00 level to updated views on earnings power, valuation, and execution risk around the company. As you read on, you will see how this evolving narrative can help you track what might already be reflected in the current share price. Analyst Price Targets don't always capture the full story. Head over to our...
Compared to Estimates, Stellar Bancorp (STEL) Q1 Earnings: A Look at Key Metrics
Although the revenue and EPS for Stellar Bancorp (STEL) give a sense of how its business performed in the quarter ended March 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Stellar Bancorp (STEL) Beats Q1 Earnings and Revenue Estimates
Stellar Bancorp (STEL) delivered earnings and revenue surprises of +17.17% and +2.35%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
South Atlantic Bancshares, Inc. (SABK) Beats Q1 Earnings Estimates
South Atlantic Bancshares (SABK) delivered earnings and revenue surprises of +7.41% and -1.26%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
WesBanco (WSBC) Q1 Earnings Surpass Estimates
WesBanco (WSBC) delivered earnings and revenue surprises of +5.51% and -3.21%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?