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ACIC
$10.26+0.05 (+0.49%)
After Hours$10.26+0.00 (+0.00%)· Last close Jun 9
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
American Coastal Insurance Corporation in the Financial Services sector is trading at $10.26 with a market capitalization of $523M. Wall Street consensus targets $14.00 (1 analysts), implying a +36.5% move over the next 12 months. The stock is currently near its 52-week low of $9.80, remaining 7.9% below its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality, Altman Z in the distress zone. Risk note: RSI 27 is oversold, raising the odds of a near-term bounce; MACD remains below its signal line. The Whystock Score of 70/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +36.5% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Oversold momentum (RSI 27) — potential for technical mean-reversion
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$10.26
Potential Upside
62.8%
Whystock Fair Value$16.70
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus1 analysts
Buy
Mean target$14.00+36.5%
Range$14.00 – $14.00
Fundamentals
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for stan...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$523.41M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
5.05
Beta
Defensive asset. Lower volatility than the S&P 500.
-0.47
Div Yield
Strong income play. Yield provides a meaningful total return floor.
7.31%
ROE
Elite ROE. Management converts capital into profit efficiently.
33.64%
Volume
Today's trading volume
252,590
Recent News
FAF vs. ACIC: Which Stock Is the Better Value Option?
FAF vs. ACIC: Which Stock Is the Better Value Option?
Implied Volatility Surging for American Coastal Stock Options
Investors need to pay close attention to ACIC stock based on the movements in the options market lately.
US Undiscovered Gems to Watch in May 2026
Over the last 7 days, the United States market has remained flat, yet it has seen a substantial rise of 24% over the past year with earnings forecasted to grow by 17% annually. In this dynamic environment, identifying undiscovered gems requires looking beyond current trends to find stocks with strong fundamentals and growth potential that align with these promising forecasts.
American Coastal Insurance (ACIC) Lags Q1 Earnings and Revenue Estimates
American Coastal (ACIC) delivered earnings and revenue surprises of -11.36% and -6.01%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
American Coastal (ACIC) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
While the top- and bottom-line numbers for American Coastal (ACIC) give a sense of how the business performed in the quarter ended March 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.