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ACIC
$10.17-0.36 (-3.42%)
Market ClosedLast close May 11
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
American Coastal Insurance Corporation in the Financial Services sector is trading at $10.17. The stock is currently near its 52-week low of $9.80, remaining 8.2% below its 200-day moving average. Technical signals show oversold RSI of 30 and bearish MACD signal, explaining why ACIC maintains its current current market pressure. The Whystock Score of 45/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Oversold momentum (RSI 30) — potential for technical mean-reversion
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$10.17
Potential Upside
325.1%
Whystock Fair Value$43.23
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus1 analysts
Buy
Mean target$14.00+37.7%
Range$14.00 – $14.00
Fundamentals
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for stan...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$568.30M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
5.43
Beta
Defensive asset. Lower volatility than the S&P 500.
-0.61
Div Yield
Strong income play. Yield provides a meaningful total return floor.
7.37%
ROE
Elite ROE. Management converts capital into profit efficiently.
25.46%
Volume
Today's trading volume
212,478
Recent News
American Coastal Insurance (ACIC) Lags Q1 Earnings and Revenue Estimates
American Coastal (ACIC) delivered earnings and revenue surprises of -11.36% and -6.01%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
American Coastal (ACIC) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
While the top- and bottom-line numbers for American Coastal (ACIC) give a sense of how the business performed in the quarter ended March 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
American Coastal Insurance Q1 Earnings Call Highlights
American Coastal Insurance (NASDAQ:ACIC) executives said the company delivered another profitable quarter while navigating what management described as a rapidly softening commercial property insurance market, highlighting stable underwriting margins, a completed June 1 catastrophe reinsurance renew
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