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American Coastal Insurance Corp (ACIC)
$10.28+0.29 (+2.90%)
Market ClosedLast close Jul 24
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
American Coastal Insurance Corporation in the Financial Services sector is trading at $10.28 with a market capitalization of $498M. Wall Street consensus targets $14.00 (1 analysts), implying a +36.2% move over the next 12 months. The stock is currently near its 52-week low of $9.77, remaining 8.1% below its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality, Altman Z in the distress zone. Risk note: MACD remains below its signal line. The Whystock Score of 70/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +36.2% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Oversold momentum (RSI 31) — potential for technical mean-reversion
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $71.12M↓ | $86.27M↓ | $90.29M↑ | $86.36M↑ | $72.08M |
| Gross Profit | — | — | — | — | — |
| Operating Income | $28.10M↓ | $39.28M↓ | $45.09M↑ | $40.27M↑ | $28.91M |
| Net Income | $19.25M↓ | $26.56M↓ | $32.48M↑ | $26.44M↑ | $21.35M |
Peer Comparison
JPMBACGS
Fundamentals
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for stan...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$498.21M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
4.80
Beta
Defensive asset. Lower volatility than the S&P 500.
-0.52
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
31.58%
Volume
Today's trading volume
223,462
Recent News
ESNT or ACIC: Which Is the Better Value Stock Right Now?
ESNT vs. ACIC: Which Stock Is the Better Value Option?
Implied Volatility Surging for American Coastal Insurance Stock Options
Investors need to pay close attention to ACIC stock based on the movements in the options market lately.
FAF vs. ACIC: Which Stock Is the Better Value Option?
FAF vs. ACIC: Which Stock Is the Better Value Option?
Implied Volatility Surging for American Coastal Stock Options
Investors need to pay close attention to ACIC stock based on the movements in the options market lately.
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