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Affirm Holdings, Inc. (AFRM)
$70.23-0.98 (-1.38%)
Market ClosedLast close Jul 24
Affirm Holdings, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Affirm Holdings, Inc. in the Financial Services sector is trading at $70.23 with a market capitalization of $24.7B. Wall Street consensus targets $90.60 (30 analysts), implying a +29.0% move over the next 12 months. The stock is currently 30% below its 52-week high of $100.00, remaining 6.1% above its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality. Risk note: RSI 20 is oversold, raising the odds of a near-term bounce. The Whystock Score of 100/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +29.0% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Oversold momentum (RSI 20) — potential for technical mean-reversion
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $1.04B↓ | $1.12B↑ | $933.34M↑ | $876.42M↑ | $783.13M |
| Gross Profit | $684.86M↓ | $779.57M↑ | $631.42M↑ | $593.47M↑ | $512.12M |
| Operating Income | $202.19M↓ | $229.34M↑ | $173.69M↑ | $163.97M↑ | $99.25M |
| Net Income | $102.90M↓ | $129.59M↑ | $80.69M↑ | $69.24M↑ | $2.80M |
Peer Comparison
JPMBACGS
Fundamentals
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company's commerce plat...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$24.67B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
66.95
Beta
High-beta play. Expect amplified moves vs. the broad market.
3.72
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
10.11%
Volume
Today's trading volume
2.56M
Recent News
Affirm Holdings (AFRM) Dips More Than Broader Market: What You Should Know
In the most recent trading session, Affirm Holdings (AFRM) closed at $73.97, indicating a -1% shift from the previous trading day.
Mastercard vs. Affirm: Which Fintech Stock Has More Room to Run?
AFRM's faster growth, lower valuation and higher analyst upside give it the edge over MA in the race to capitalize on digital payments.
CoreWeave upgraded, IBM initiated: Wall Street's top analyst calls
CoreWeave upgraded, IBM initiated: Wall Street's top analyst calls
Bernstein initiates Affirm at Outperform, says "optionalities abound"
Investing.com -- Bernstein initiated coverage of Affirm with an Outperform rating and a $100 price target in a note on Wednesday, arguing the buy-now-pay-later company sits "at a unique intersection of several tailwinds" despite broader skepticism toward fintech.
PayPal Says a $53 Billion Takeover Offer from Stripe Undervalues It. How to Play PYPL Stock Here.
PayPal’s board thinks the $53 billion takeover might be undervaluing the stock. Should you buy the stock here?