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Affirm Holdings, Inc. (AFRM)
$72.08-0.27 (-0.37%)
After Hours$72.34+0.26 (+0.36%)· Last close Sep 8
Affirm Holdings, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Affirm Holdings, Inc. in the Financial Services sector is trading at $72.08 with a market capitalization of $24.7B. Wall Street consensus targets $99.23 (30 analysts), implying a +37.7% move over the next 12 months. The stock is currently 22% below its 52-week high of $92.56, remaining 8.3% above its 200-day moving average. On fundamentals, Piotroski 5/9 shows mixed financial quality. The Whystock Score of 95/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +37.7% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $1.04B↓ | $1.12B↑ | $933.34M↑ | $876.42M↑ | $783.13M |
| Gross Profit | $684.86M↓ | $779.57M↑ | $631.42M↑ | $593.47M↑ | $512.12M |
| Operating Income | $202.19M↓ | $229.34M↑ | $173.69M↑ | $163.97M↑ | $99.25M |
| Net Income | $102.90M↓ | $129.59M↑ | $80.69M↑ | $69.24M↑ | $2.80M |
Peer Comparison
JPMBACGS
Fundamentals
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company's commerce plat...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$24.67B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
66.95
Beta
High-beta play. Expect amplified moves vs. the broad market.
3.72
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
10.11%
Volume
Today's trading volume
3.36M
Recent News
Consumer Pressure Rises, but So Does Demand for Affirm's Services
AFRM sees rising demand for installment payments as inflation and gas costs pressure consumers, while disciplined underwriting helps manage credit risk.
Affirm (AFRM) Stock Gets Fair Value Boost After Analysts Back Growth Roadmap
The fair value estimate for Affirm Holdings has moved from US$78.93 to US$99.23, which is a sizable reset in what analysts think the stock could be worth on their models. Recent research points to growing confidence in Affirm’s growth roadmap, unit economics, and key partnerships, even as some voices remain cautious about valuation and execution risk. As you read on, you will see how these shifting targets feed into the evolving story around Affirm and what to watch if you are tracking the...
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Affirm Rallies 6% on $104 Price Target From BofA, Sezzle Climbs 4%, PayPal Rises 3%
Bank of America dropped a fresh price target on Affirm just as yields began to ease, and the combination sent buy-now-pay-later stocks racing ahead of a sleepy broad market. Whether the rally holds depends on a credit question Levchin himself flagged on live television.
Affirm CEO delivers bad news for U.S. consumers as demand spikes
Every consumer watching gas prices should hear this warning from the Affirm CEO after its strong earnings report.