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ALLY
$41.71-1.13 (-2.64%)
Market ClosedLast close May 13
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Ally Financial Inc. in the Financial Services sector is trading at $41.71. Wall Street consensus targets $54.01 (17 analysts), implying a +29.5% move over the next 12 months. The stock is currently 12% below its 52-week high of $47.27, remaining 2.5% above its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality. The Whystock Score of 100/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +29.5% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Oversold momentum (RSI 32) — potential for technical mean-reversion
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Sector + growth-aware fair-multiple estimate. Fair P/E = sector-anchor + (ROE × 25) + (max(revenue growth, earnings growth) × 30), capped at 1.6× sector. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. The sector anchor (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) keeps quality compounders from being mechanically penalized against utility multiples. Result is a normalised multiple gauge — not a price target.
Current Price$41.71
Potential Downside
23.8%
Whystock Fair Value$31.78
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus17 analysts
Buy
Mean target$54.01+29.5%
Range$46.00 – $70.00
Fundamentals
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finan...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$14.08B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
19.29
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.12
Div Yield
Strong income play. Yield provides a meaningful total return floor.
262.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
2.79%
Volume
Today's trading volume
2.79M
Recent News
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Consumer Finance Companies Poised to Meet Outlooks Amid Acceleration in Spending, Loan Trends, RBC Says
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Ally Financial Shareholders Back Board as CEO Touts Strategy Momentum, Buybacks
Ally Financial (NYSE:ALLY) shareholders approved the company’s board nominees and several management-backed proposals at the company’s 2026 annual meeting, while rejecting a shareholder proposal that sought to lower the ownership threshold required to call a special shareholder meeting. Chairman Fr
Ally Financial ALLY Valuation Check After Refocus On Auto Lending And Digital Banking
Why Ally Financial (ALLY) is on investors’ radar today Ally Financial (ALLY) is back in focus after a recent move in its stock price, prompting investors to reassess how its digital banking and auto finance business lines are being valued. See our latest analysis for Ally Financial. At a share price of $44.30, Ally Financial has seen a 1 month share price return of 9.87% and a 1 year total shareholder return of 40.35%. The 3 year total shareholder return of 93.44% points to momentum that has...
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