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ALRS
$27.06+0.20 (+0.74%)
After Hours$27.06+0.00 (+0.00%)· Last close May 11
Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Alerus Financial Corporation in the Financial Services sector is trading at $27.06. The stock is currently near its 52-week high of $27.60, remaining 18.5% above its 200-day moving average. Technical signals show overbought RSI of 74 and bullish MACD crossover, explaining why ALRS maintains its current momentum and trend strength. The Whystock Score of 65/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Overbought levels (RSI 74) — risk of consolidation or pullback
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$27.06
Potential Downside
48.4%
Whystock Fair Value$13.97
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus4 analysts
Hold
Mean target$28.00+3.5%
Range$27.00 – $29.00
Fundamentals
Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States. The company operates in three segments: Banking, R...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$652.04M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
37.51
Beta
Defensive asset. Lower volatility than the S&P 500.
0.60
Div Yield
Strong income play. Yield provides a meaningful total return floor.
329.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
6.85%
Volume
Today's trading volume
178,276
Recent News
Earnings Estimates Rising for Alerus (ALRS): Will It Gain?
Alerus (ALRS) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
How The Valuation Story Is Shifting For Alerus Financial (ALRS)
Alerus Financial’s updated analyst narrative now centers on a higher fair value price target, shifting from US$25.70 to US$28.00 as the new reference point. Analysts linking this change to their latest work highlight how differing views on what justifies that US$28.00 figure lead to both bullish and cautious takes on the stock. As you read on, you will see how to track these evolving assumptions so you can better understand what is driving the story around Alerus Financial. Analyst Price...
Alerus Financial Q1 Earnings Call Highlights
Alerus Financial (NASDAQ:ALRS) reported what management described as a “strong first quarter” to begin 2026, driven by net interest margin expansion, stable fee income and lower expenses, while credit metrics improved and the company returned capital through buybacks and dividends. Quarterly result
Alerus (ALRS) Q1 2026 Earnings Transcript
With me today are Alerus Financial Corporation’s CFO, Alan A. Villalon; our Chief Operating Officer, Karin M. Taylor; our Chief Banking and Revenue Officer, Jim R. Collins; and Alerus Financial Corporation’s Chief Retirement Services Officer, Forrest Rexford Wilson. For the quarter, we reported net income of $23 million, or $0.89 per diluted share.
Alerus Financial Corporation Q1 2026 Earnings Call Summary
Moby summary of Alerus Financial Corporation's Q1 2026 earnings call