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AmeriServ Financial (ASRV)
$3.87-0.03 (-0.77%)
Market OpenUpdated 1:01 PM EDT
AmeriServ Financial, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
AmeriServ Financial, Inc. in the Financial Services sector is trading at $3.87 with a market capitalization of $65M. The stock is currently near its 52-week high of $4.04, remaining 14.2% above its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality. The Whystock Score of 85/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $14.79M↓ | $15.30M↓ | $15.41M↑ | $14.49M↑ | $14.05M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | $1.79M↑ | $1.44M↓ | $2.54M↑ | -$282,000↓ | $1.91M |
Peer Comparison
JPMBACGS
Fundamentals
AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$64.63M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Strong income play. Yield provides a meaningful total return floor.
3.10%
ROE
Average efficiency. Growth may require heavy reinvestment.
4.55%
Volume
Today's trading volume
3,664
Recent News
The Zacks Analyst Blog Highlights Alphabet, Apple, Micron Technology, Cumberland Pharmaceuticals and AmeriServ Financial
Alphabet, Apple and Micron lead Zacks analyst reports as AI demand and product cycles drive tech momentum.
Top Analyst Reports for Alphabet, Apple & Micron Technology
Alphabet's AI-driven growth in Search, Cloud and subscriptions is boosting momentum, though spending and legal risks remain in focus.
AmeriServ's Q1 Earnings Down Y/Y Due to Escalating Professional Fees
ASRV posts a year-over-year decline in Q1 earnings as higher costs and credit provisions offset solid net interest income growth and margin expansion.
2 Microcap Regional Bank Valuation Plays
ASRV and SFDL appear under-valued based on lower-cost funding bases.
AmeriServ Financial Climbs 43% in a Year: Should You Buy the Stock?
ASRV leverages diversified banking and a $2.7 billion wealth unit, stable deposits, and partnerships to drive resilient earnings and margin growth.