ATLC

$54.67+0.83 (+1.54%)

Market ClosedAs of Mar 20, 8:00 PM UTC

Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States.

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Historical Price

Price (Line)
50-Day SMA
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Peer Comparison

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Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$54.67
Potential Upside
156%
Whystock Fair Value$139.96
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryCredit Services

Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. It operates in two segments, Credit as a Service (CaaS) and Auto Finance. The CaaS segment offers private label credit pr...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$827.79M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
9.17
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.94
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROIC
Elite ROE. Management converts capital into profit efficiently.
27.42%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
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Recent News

StockStory
Mar 19, 2026

Personal Loan Q4 Earnings: Atlanticus Holdings (NASDAQ:ATLC) is the Best in the Biz

Let’s dig into the relative performance of Atlanticus Holdings (NASDAQ:ATLC) and its peers as we unravel the now-completed Q4 personal loan earnings season.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
StockStory
Mar 19, 2026

5 Insightful Analyst Questions From Atlanticus Holdings’s Q4 Earnings Call

Atlanticus Holdings’ fourth-quarter results were met with a positive market reaction, reflecting both robust organic growth and the successful integration of its Mercury Financial acquisition. Management attributed the quarter’s outperformance to increased managed receivables, strong origination volume, and operating scale gains. CEO Jeff Howard highlighted that, even excluding the impact of Mercury, the company achieved notable growth in receivables and new account originations, underscoring co

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
StockStory
Mar 18, 2026

3 Small-Cap Stocks with Questionable Fundamentals

Small-cap stocks can be incredibly lucrative investments because their lack of analyst coverage leads to frequent mispricings. However, these businesses (and their stock prices) often stay small because their subscale operations make it harder to expand their competitive moats.

BEARISH
Negative press. News cycle fixated on risk factors or misses.
StockStory
Mar 18, 2026

Why Atlanticus Holdings (ATLC) Stock Is Up Today

Shares of financial technology company Atlanticus Holdings (NASDAQ:ATLC) jumped 7.2% in the afternoon session after an analyst at Citizens raised the company's stock price target to $102 from $100, while keeping a Market Outperform rating.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Moby
Mar 13, 2026

Atlanticus Holdings Corporation Q4 2025 Earnings Call Summary

Moby summary of Atlanticus Holdings Corporation's Q4 2025 earnings call

NEUTRAL
Neutral flow. Standard news cycle with no clear sentiment tilt.