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ATLC
$88.78+2.89 (+3.36%)
Market ClosedLast close Jun 9
Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Atlanticus Holdings Corporation in the Financial Services sector is trading at $88.78 with a market capitalization of $1.2B. Wall Street consensus targets $104.00 (5 analysts), implying a +17.1% move over the next 12 months. The stock is currently near its 52-week high of $93.21, remaining 40.5% above its 200-day moving average. On fundamentals, Piotroski 3/9 flags weak fundamentals. The Whystock Score of 80/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +17.1% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$88.78
Potential Downside
2.9%
Whystock Fair Value$86.18
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus5 analysts
Mean target$104.00+17.1%
Range$100.00 – $111.00
Fundamentals
Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS segment offers private label ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.15B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
10.54
Beta
High-beta play. Expect amplified moves vs. the broad market.
2.15
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
20.80%
Volume
Today's trading volume
135,259
Recent News
The Bull Case For Atlanticus Holdings (ATLC) Could Change Following Mixed Q1 Profitability Signals From Mercury Integration
In the past quarter, Atlanticus Holdings reported mixed Q1 results, with very large year-on-year revenue growth that fell short of analyst expectations, while earnings per share exceeded forecasts and return on equity reached 26.8%, helped by the Mercury acquisition and solid legacy operations. The combination of rapid top-line expansion with a revenue miss but strong profitability metrics highlights how Atlanticus is converting its enlarged credit portfolio into higher returns even as it...
Reflecting On Personal Loan Stocks’ Q1 Earnings: Atlanticus Holdings (NASDAQ:ATLC)
Looking back on personal loan stocks’ Q1 earnings, we examine this quarter’s best and worst performers, including Atlanticus Holdings (NASDAQ:ATLC) and its peers.
Why Fast-paced Mover Atlanticus (ATLC) Is a Great Choice for Value Investors
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The Russell 2000 (^RUT) is home to many small-cap stocks, offering investors the chance to uncover hidden gems before the broader market catches on. However, these companies often come with higher volatility and risk, as their smaller size makes them more vulnerable to economic downturns.
Atlanticus Holdings Corporation (ATLC) Hits Fresh High: Is There Still Room to Run?
Atlanticus (ATLC) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.