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BAFN
$6.79-0.16 (-2.30%)
Market ClosedLast close May 13
BayFirst Financial Corp.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
BayFirst Financial Corp. in the Financial Services sector is trading at $6.79. The stock is currently near its 52-week low of $4.80, remaining 15.5% below its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality. Risk note: MACD remains below its signal line. The Whystock Score of 50/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Long-term trend bearish (price vs 200-day SMA)
Oversold momentum (RSI 34) — potential for technical mean-reversion
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Sector + growth-aware fair-multiple estimate. Fair P/E = sector-anchor + (ROE × 25) + (max(revenue growth, earnings growth) × 30), capped at 1.6× sector. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. The sector anchor (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) keeps quality compounders from being mechanically penalized against utility multiples. Result is a normalised multiple gauge — not a price target.
Current Price$6.79
Potential Downside
0%
Whystock Fair Value$6.79
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for small and medium sized businesses and individuals. The company offers checking, savings, negotiable order of withdra...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$34.81M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
Defensive asset. Lower volatility than the S&P 500.
0.31
Div Yield
Strong income play. Yield provides a meaningful total return floor.
382.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
10.67%
Volume
Today's trading volume
32,540
Recent News
BAFN Incurs Q1 Loss on SBA Loan Credit Stress, Stock Down 10%
BayFirst posts a wider year-over-year net loss per share in Q1 as loan balances and deposits declined, while the bank raises $80 million in fresh capital.
Florida’s BayFirst makes a switch at CEO
The bank named Tampa banking veteran Al Rogers as its top executive amid an $80 million capital raise and a reinforced commitment to community banking.
BayFirst Financial Corp (BAFN) Q1 2026 Earnings Call Highlights: Strategic Capital Raise Amidst ...
Despite a net loss, BayFirst Financial Corp (BAFN) focuses on growth and liquidity with an $80 million capital raise and plans to expand in the Tampa Bay area.
Sector Update: Financial Stocks Decline Late Afternoon
Financial stocks were softer in late Friday afternoon trading, with the NYSE Financial Index and the
Top Midday Decliners
BayFirst Financial's (BAFN) shares sank 28% after the company reported a wider Q1 loss and lower rev