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BayFirst Financial Corp. (BAFN)
$7.55+0.75 (+11.03%)
Market ClosedLast close Sep 8
BayFirst Financial Corp.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
BayFirst Financial Corp. in the Financial Services sector is trading at $7.55 with a market capitalization of $35M. The stock is currently 33% below its 52-week high of $11.34, remaining 13.5% above its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality. The Whystock Score of 65/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $6.48M↓ | $9.92M↑ | $6.96M↓ | $20.59M↑ | $18.71M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | -$5.68M↓ | -$2.46M↑ | -$18.90M↓ | -$1.24M↓ | -$335,000 |
Peer Comparison
JPMBACGS
Fundamentals
BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for small and medium sized businesses and individuals. The company offers checking, savings, negotiable order of withdra...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$34.78M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
Defensive asset. Lower volatility than the S&P 500.
0.38
Div Yield
Strong income play. Yield provides a meaningful total return floor.
395.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
-29.47%
Volume
Today's trading volume
187,403
Recent News
BayFirst Financial (BAFN) Q2 2026 Earnings Call Transcript
Management addresses net loss and legacy credit issues from SBA lending exit.
BayFirst Q2 Loss Widens Y/Y on Asset Resolution Costs
BAFN's Q2 loss per share widens year over year due to asset resolution costs and sharply higher credit-loss provisions, while lower loans and deposits offset improved capital ratios and underlying margin trends.
BayFirst Financial Corp (BAFN) (Q2 2026) Earnings Call Highlights: Navigating Restructuring ...
BayFirst Financial Corp (BAFN) reports a net loss of $32.7 million in Q2 2026, driven by a $41.5 million asset resolution plan, while strengthening capital ratios and positioning for future growth.
BayFirst Financial Corp. Q2 2026 Earnings Call Summary
Moby summary of BayFirst Financial Corp.'s Q2 2026 earnings call
BAFN vs. CLST: Which Community Bank Stock is the Better Buy?
BayFirst's capital raise, lower funding costs and organic growth strategy support long-term upside, while Catalyst gains from its Lakeside deal and stronger deposits. Which is the better buy?