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CACC
$567.66+5.00 (+0.89%)
Market OpenUpdated 3:45 PM EDT
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Credit Acceptance Corporation in the Financial Services sector is trading at $567.66. Wall Street consensus targets $536.67 (3 analysts), implying a -5.5% move over the next 12 months. The stock is currently near its 52-week high of $579.80, remaining 17.1% above its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality, Altman Z in the distress zone. The Whystock Score of 75/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply -5.5% downside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$567.66
Potential Downside
0%
Whystock Fair Value$567.66
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus3 analysts
Hold
Mean target$536.67-5.5%
Range$500.00 – $560.00
Fundamentals
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
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P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
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Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
29.95%
Volume
Today's trading volume
156,141
Recent News
Credit Acceptance (CACC) Up 0.3% Since Last Earnings Report: Can It Continue?
Credit Acceptance (CACC) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.
What to Know About a New $18 Million Bet on Cal-Maine Foods
Cal-Maine Foods is a leading U.S. producer of shell eggs and specialty varieties for major grocery and foodservice customers nationwide.
Credit Acceptance (CACC) Is Up 6.5% After Q1 Earnings, New ABS Deal and Buybacks - What's Changed
Earlier this month, Credit Acceptance Corporation reported first-quarter 2026 results showing revenue of US$580.0 million and net income of US$135.8 million, alongside the completion of a US$450.0 million asset-backed non-recourse financing and the retirement of 588,925 shares under its existing buyback program. Beneath the headlines, the combination of margin expansion, lower-cost funding replacing higher-cost debt, and meaningful share repurchases points to a company actively reshaping its...
TPG, Carlyle, Ridgepost Capital, Ares, and Credit Acceptance Stocks Trade Up, What You Need To Know
A number of stocks jumped in the afternoon session after optimism improved supported by the U.S.-China trade summit and solid U.S. economic data.
Alfreton Capital Sees Opportunity in CCC, Buys 1.98M Shares
This technology firm delivers SaaS and AI-driven workflow solutions for leading players in the property and casualty insurance sector.