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CACC
$574.08-18.49 (-3.12%)
Market ClosedLast close Jul 24
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Credit Acceptance Corporation in the Financial Services sector is trading at $574.08 with a market capitalization of $6.0B. Wall Street consensus targets $628.33 (3 analysts), implying a +9.5% move over the next 12 months. The stock is currently 14% below its 52-week high of $668.86, remaining 14.4% above its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality. Risk note: RSI 20 is oversold, raising the odds of a near-term bounce. The Whystock Score of 100/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +9.5% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Oversold momentum (RSI 20) — potential for technical mean-reversion
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $574.80M↑ | $573.60M↓ | $576.40M↑ | $575.60M↑ | $562.30M |
| Gross Profit | $362.00M↓ | $363.30M↑ | $356.00M↑ | $354.00M↑ | $342.90M |
| Operating Income | $169.80M↓ | $233.30M↑ | $142.90M↑ | $109.60M↓ | $134.10M |
| Net Income | $135.80M↑ | $122.00M↑ | $108.20M↑ | $87.40M↓ | $106.30M |
Peer Comparison
JPMBACGS
Fundamentals
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$6.04B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
29.95%
Volume
Today's trading volume
180,946
Recent News
Billionaire Scion Jill Foss Watson Sells Nearly $1M in Credit Acceptance Shares. What Does This Mean for Investors Now?
Watson liquidated shares held through an irrevocable trust while retaining a $30.55 million stake, as the stock delivered 27% returns over the past year.
Credit Acceptance (CACC): Buy, Sell, or Hold Post Q1 Earnings?
Credit Acceptance’s 35.6% return over the past six months has outpaced the S&P 500 by 27.3%, and its stock price has climbed to $625.97 per share. This performance may have investors wondering how to approach the situation.
Q1 Earnings Outperformers: Credit Acceptance (NASDAQ:CACC) And The Rest Of The Consumer Finance Stocks
The end of an earnings season can be a great time to discover new stocks and assess how companies are handling the current business environment. Let’s take a look at how Credit Acceptance (NASDAQ:CACC) and the rest of the consumer finance stocks fared in Q1.
Zacks Industry Outlook Highlights Credit Acceptance, Enova and Encore
Credit Acceptance, Enova and Encore have been highlighted in this Industry Outlook article.
3 Consumer Loan Stocks Poised to Gain From Improving Industry Dynamics
While subdued asset quality and macro uncertainty are concerns, higher rates for long, digitization and easier lending criteria support the Zacks Consumer Loans industry. So, firms like CACC, ENVA and ECPG are poised to gain.