Loading stock data…
Credit Acceptance Corporation (CACC)
$593.78-10.94 (-1.81%)
Market ClosedLast close Sep 8
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Credit Acceptance Corporation in the Financial Services sector is trading at $593.78 with a market capitalization of $6.0B. Wall Street consensus targets $636.67 (3 analysts), implying a +7.2% move over the next 12 months. The stock is currently 11% below its 52-week high of $668.86, remaining 14.2% above its 200-day moving average. On fundamentals, Piotroski 7/9 indicates strong financial quality. The Whystock Score of 100/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +7.2% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|
| Total Revenue | $582.20M↑ | $574.80M↑ | $573.60M↓ | $576.40M↑ | $575.60M |
| Gross Profit | $378.60M↑ | $362.00M↓ | $363.30M↑ | $356.00M↑ | $354.00M |
| Operating Income | $163.40M↓ | $169.80M↓ | $233.30M↑ | $142.90M↑ | $109.60M |
| Net Income | $135.90M | $135.80M↑ | $122.00M↑ | $108.20M↑ | $87.40M |
Peer Comparison
JPMBACGS
Fundamentals
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$6.02B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
12.81
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.35
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
31.59%
Volume
Today's trading volume
153,117
Recent News
Why Is Ezcorp (EZPW) Up 14.1% Since Last Earnings Report?
Ezcorp (EZPW) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.
Could Credit Acceptance (CACC) Keep Rising as Credit Trends Improve?
The London Company, an investment management company, released its second-quarter 2026 investor letter for its “Small-Mid Cap Strategy.” The letter can be downloaded here. U.S. equities rebounded sharply in Q2, with the Russell 3000 gaining 15.4%, supported by AI infrastructure spending, strong earnings, and easing Middle East tensions. Technology led the rally as semiconductors recovered, […]
1 Profitable Stock Worth Your Attention and 2 Facing Challenges
Not all profitable companies are built to last - some rely on outdated models or unsustainable advantages. Just because a business is in the green today doesn’t mean it will thrive tomorrow.
The Bull Case For Credit Acceptance (CACC) Could Change Following New US$600 Million ABS Financing Deal
Earlier this month, Credit Acceptance Corporation completed a US$600.0 million asset-backed non-recourse secured financing, transferring about US$750.2 million of consumer loans into a trust that issued three classes of notes with average lives between roughly 2.5 and 3.7 years and interest rates just above 5%. The transaction lowers the company’s funding cost, preserves dealer relationships, and leaves Credit Acceptance with about US$1.80 billions of unused borrowing capacity and...
Credit Acceptance’s Q2 Earnings Call: Our Top 5 Analyst Questions
Credit Acceptance’s second quarter results reflected a mix of margin expansion and modest loan volume improvements, even as revenue growth remained limited. Management highlighted that profitability gains stemmed from deliberate operational changes, including tighter pricing, improved segmentation, and operating efficiency. CEO Vinayak Hegde emphasized that “the progress we are seeing is the result of a series of deliberate changes we have made across the business,” noting that unit volumes retu