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CASH
$81.18+0.79 (+0.98%)
After Hours$81.18+0.00 (+0.00%)· Last close Jun 9
Pathward Financial, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Pathward Financial, Inc. in the Financial Services sector is trading at $81.18 with a market capitalization of $1.6B. Wall Street consensus targets $107.50 (2 analysts), implying a +32.4% move over the next 12 months. The stock is currently 20% below its 52-week high of $101.26, remaining 0.5% above its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality. The Whystock Score of 95/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +32.4% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$81.18
Potential Upside
28.1%
Whystock Fair Value$103.96
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus2 analysts
Mean target$107.50+32.4%
Range$107.00 – $108.00
Fundamentals
Pathward Financial, Inc. operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States. It operates through three segments: Consumer, Commercial, and Corporate Service...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.64B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
9.24
Beta
Defensive asset. Lower volatility than the S&P 500.
0.64
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.25%
ROE
Elite ROE. Management converts capital into profit efficiently.
22.20%
Volume
Today's trading volume
166,373
Recent News
A Look At Pathward Financial (CASH) Valuation After Recent Mixed Share Price Performance
Pathward Financial (CASH) continues to attract attention after recent share moves, with the stock last closing at US$79.89. Investors are weighing this price against its earnings, balance sheet, and business mix. See our latest analysis for Pathward Financial. Recent trading tells a mixed story, with the 1 day share price return of 1.06% coming after share price returns over the past month and past quarter that declined 7.45% and 10.86% respectively. At the same time, the year to date share...
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Should Higher-for-Longer Rates Forcing Margin Trade-Offs at Pathward (CASH) Reshape Its Investment Narrative?
In the most recent quarter, Pathward Financial reported US$276.4 million in revenue, slightly lower than a year earlier but ahead of analyst expectations, while missing estimates for net interest income and tangible book value per share. Management highlighted growth in tax-related products and commercial finance loans, even as investors weighed how higher Federal Reserve policy rates could pressure the bank’s funding costs and net interest margins. We’ll now examine how concerns about...
Q1 Rundown: Pathward Financial (NASDAQ:CASH) Vs Other Regional Banks Stocks
Wrapping up Q1 earnings, we look at the numbers and key takeaways for the regional banks stocks, including Pathward Financial (NASDAQ:CASH) and its peers.
Pathward Financial and Axos Financial Shares Plummet, What You Need To Know
A number of stocks fell in the afternoon session after oil-driven inflation pushed markets to price in Federal Reserve rate hikes rather than cuts, a direct threat to the credit cycle that regional lenders depend on.