$63.15-0.70 (-1.10%)
Community Financial System, Inc.
Community Financial System, Inc. in the Financial Services sector is trading at $63.15 with a market capitalization of $3.5B. Wall Street consensus targets $70.17 (6 analysts), implying a +11.1% move over the next 12 months. The stock is currently 11% below its 52-week high of $71.11, remaining 1.9% above its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality. The Whystock Score of 100/100 reflects bullish alignment across trend, valuation and analyst targets.
| Metric (USD) | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|
| Total Revenue | — | $213.61M↓ | $215.74M↑ | $207.05M↑ | $199.26M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | — | $57.22M↑ | $54.42M↓ | $55.09M↑ | $51.33M |
Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. The company operates in four s...

As the Q2 earnings season comes to a close, it’s time to take stock of this quarter’s best and worst performers in the regional banks industry, including Community Bank (NYSE:CBU) and its peers.

Many small-cap stocks have limited Wall Street coverage, giving savvy investors the chance to act before everyone else catches on. But the flip side is that these businesses have increased downside risk because they lack the scale and staying power of their larger competitors.
Community Financial System has delivered a 33.2% total return over the past three years, yet its valuation picture is mixed, with an intrinsic value estimate that hints at upside while the broader checks lean cautious. The stock also comes into focus after the company extended its long dividend growth streak in 2026, which is relevant for how investors think about what the current price is baking in. Over the past three years the stock has returned 33.2%, which puts current investors in the...
Community Financial System Inc (CBU) reports robust earnings growth, driven by strong performance in banking and wealth management, despite challenges in the insurance sector.
Community Financial System (NYSE:CBU) reported record second-quarter operating results as net interest income expanded for a ninth consecutive quarter, while executives said insurance revenue remained below expectations amid softer premium markets, lower contingencies and organic-growth challenges.