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CIVB
$24.45-0.09 (-0.37%)
Market ClosedLast close May 13
Civista Bancshares, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Civista Bancshares, Inc. in the Financial Services sector is trading at $24.45. Wall Street consensus targets $27.67 (6 analysts), implying a +13.2% move over the next 12 months. The stock is currently 14% below its 52-week high of $28.31, remaining 10.8% above its 200-day moving average. On fundamentals, Piotroski 5/9 shows mixed financial quality. The Whystock Score of 90/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +13.2% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Sector + growth-aware fair-multiple estimate. Fair P/E = sector-anchor + (ROE × 25) + (max(revenue growth, earnings growth) × 30), capped at 1.6× sector. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. The sector anchor (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) keeps quality compounders from being mechanically penalized against utility multiples. Result is a normalised multiple gauge — not a price target.
Current Price$24.45
Potential Upside
69.9%
Whystock Fair Value$41.53
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus6 analysts
Buy
Mean target$27.67+13.2%
Range$26.00 – $29.00
Fundamentals
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States. The company offers personal and commercial checking accounts; retirement, money market, time, and savings account...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$510.85M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
9.31
Beta
Defensive asset. Lower volatility than the S&P 500.
0.63
Div Yield
Strong income play. Yield provides a meaningful total return floor.
303.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
7.26%
Volume
Today's trading volume
60,431
Recent News
New Strong Buy Stocks for May 11th
TNET, LSCC, STRL, CIVB and KVUE have been added to the Zacks Rank #1 (Strong Buy) List on May 11th, 2026.
Why Civista Bancshares (CIVB) is a Great Dividend Stock Right Now
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Civista Bancshares (CIVB) have what it takes? Let's find out.
How The Civista Bancshares (CIVB) Story Is Shifting With New Targets And Assumptions
Civista Bancshares is back in focus after analysts adjusted their price target from US$25.00 to US$27.50, prompting a fresh look at what is and is not reflected in the current share price. Some research views frame this higher target as consistent with constructive but divided opinions, where optimism about execution sits alongside a more patient, Neutral stance. As you read on, you will see how this evolving narrative could matter for how you track Civista Bancshares from here. Analyst Price...
Civista Bancshares Inc (CIVB) Q1 2026 Earnings Call Highlights: Strong Net Income Growth and ...
Civista Bancshares Inc (CIVB) reports a 47% increase in net income, successful system integration, and strategic financial maneuvers amid market challenges.
Civista Bancshares Q1 Earnings Call Highlights
Civista Bancshares (NASDAQ:CIVB) reported first quarter 2026 net income of $15.0 million, or $0.72 per diluted share, representing a $4.8 million, or 47%, increase from the first quarter of 2025 and a $2.7 million, or 22%, increase from the prior quarter. President and CEO Dennis Shaffer said the qu