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Citizens Financial Services (CZFS)
$71.52-2.30 (-3.12%)
Market ClosedLast close Jun 29
Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Citizens Financial Services, Inc. in the Financial Services sector is trading at $71.52 with a market capitalization of $320M. Wall Street consensus targets $71.00 (1 analysts), implying a -0.7% move over the next 12 months. The stock is currently near its 52-week high of $74.47, remaining 18.0% above its 200-day moving average. On fundamentals, Piotroski 5/9 shows mixed financial quality. The Whystock Score of 85/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side consensus broadly in line with current price
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $29.80M↑ | $29.61M↑ | $28.99M↑ | $27.31M↑ | $26.43M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | $10.38M↓ | $10.48M↑ | $10.01M↑ | $8.46M↑ | $7.62M |
Peer Comparison
JPMBACGS
Fundamentals
Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$319.62M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Strong income play. Yield provides a meaningful total return floor.
2.78%
ROE
Average efficiency. Growth may require heavy reinvestment.
11.45%
Volume
Today's trading volume
16,043
Recent News
Citizens Financial Services Inc. (CZFS) Hit a 52 Week High, Can the Run Continue?
Citizens Financial Services (CZFS) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.
Why Citizens Financial Services (CZFS) is a Great Dividend Stock Right Now
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes? Let's find out.
Improve Your Retirement Income with These 3 Top-Ranked Dividend Stocks
The traditional retirement planning approaches no longer cover all expenses in nest egg years. So what can retirees do? Thankfully, there are alternative investments that provide steady, higher-rate income streams to replace dwindling bond yields.
Citizens Financial Services Inc. (CZFS) Hits Fresh High: Is There Still Room to Run?
Citizens Financial Services (CZFS) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.
Why Citizens Financial Services (CZFS) is a Top Dividend Stock for Your Portfolio
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Financial Services (CZFS) have what it takes? Let's find out.