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Citizens & Northern Corp (CZNC)
$25.81-0.30 (-1.15%)
Market ClosedLast close Sep 8
Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Citizens & Northern Corporation in the Financial Services sector is trading at $25.81 with a market capitalization of $468M. Wall Street consensus targets $27.00 (1 analysts), implying a +4.6% move over the next 12 months. The stock is currently near its 52-week high of $26.26, remaining 16.7% above its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality. The Whystock Score of 85/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side consensus broadly in line with current price
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|
| Total Revenue | $38.88M↑ | $36.07M↓ | $36.33M↑ | $29.04M↑ | $28.88M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | $14.06M↑ | $273,000↓ | $4.47M↓ | $6.55M↑ | $6.12M |
Peer Comparison
JPMBACGS
Fundamentals
Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. The company's deposit products include various types of checki...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$468.28M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
17.76
Beta
Defensive asset. Lower volatility than the S&P 500.
0.39
Div Yield
Strong income play. Yield provides a meaningful total return floor.
4.34%
ROE
Average efficiency. Growth may require heavy reinvestment.
7.32%
Volume
Today's trading volume
50,566
Recent News
Are Options Traders Betting on a Big Move in Citizens & Northern Corp Stock?
Investors need to pay close attention to CZNC stock based on the movements in the options market lately.
Citizens & Northern (CZNC) Beats Q2 Earnings and Revenue Estimates
Citizens & Northern (CZNC) delivered earnings and revenue surprises of +25.40% and +2.73%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?
BCB Bancorp (BCBP) Reports Q2 Loss, Misses Revenue Estimates
BCB Bancorp (BCBP) delivered earnings and revenue surprises of -440.00% and -10.40%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?
Citizens & Northern Corp's Dividend Analysis
Citizens & Northern Corp (NASDAQ:CZNC) recently announced a total dividend of $0.28 per share, with the ex-dividend date set for 2026-08-03. This cash dividend is payable on 2026-08-14 to shareholders of record. As investors look forward to this upcoming payment, the spotlight also shines on the company's dividend history, yield, and growth rates.
Citizens Financial Services (CZFS) Tops Q2 Earnings Estimates
Citizens Financial Services (CZFS) delivered earnings and revenue surprises of +7.07% and -39.16%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?