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Encore Capital Group (ECPG)
$90.16+4.53 (+5.28%)
Market ClosedLast close Jul 24
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Encore Capital Group, Inc. in the Financial Services sector is trading at $90.16 with a market capitalization of $1.8B. Wall Street consensus targets $113.33 (3 analysts), implying a +25.7% move over the next 12 months. The stock is currently near its 52-week high of $94.60, remaining 36.1% above its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality, Altman Z in the distress zone. The Whystock Score of 85/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +25.7% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $475.41M↑ | $473.55M↑ | $460.35M↑ | $442.12M↑ | $392.77M |
| Gross Profit | $265.31M↑ | $260.89M↑ | $256.62M↑ | $236.36M↑ | $211.96M |
| Operating Income | $183.99M↑ | $173.39M↑ | $173.18M↑ | $150.73M↑ | $129.34M |
| Net Income | $86.24M↑ | $76.66M↑ | $74.66M↑ | $58.72M↑ | $46.80M |
Peer Comparison
JPMBACGS
Fundamentals
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to f...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.80B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
28.63%
Volume
Today's trading volume
606,051
Recent News
Lazard, Corpay, and Encore Capital Group Shares Plummet, What You Need To Know
A number of stocks fell in the afternoon session after President Trump declared the Iran ceasefire "over" and vowed fresh strikes, triggering a broad risk-off move.
Encore Capital Group (ECPG) Stock Looks Cheap On Earnings Yet Pricey On Broader Value
Encore Capital Group stock has rallied strongly over the past year, yet its current valuation checks paint a more mixed picture rather than a clear bargain or clear excess. The share price has delivered a 120.1% return over the past year, which puts extra focus on whether that run is supported by sustainable earnings and cash flows. Growing supply of non performing consumer debt and operational gains from technology can support investor expectations, while higher legal costs, funding...
1 Financials Stock with Impressive Fundamentals and 2 We Find Risky
Financial firms serve as the backbone of the economy, providing essential services from lending and investment management to risk management and payment processing. But uncertainty about fiscal and monetary policy has tempered enthusiasm, and over the past six months, the industry has pulled back by 1.3%. This drop was disheartening since the S&P 500 gained 8.4%.
2 Small-Cap Stocks with Exciting Potential and 1 We Ignore
Small-cap stocks can be incredibly lucrative investments because their lack of analyst coverage leads to frequent mispricings. However, these businesses (and their stock prices) often stay small because their subscale operations make it harder to expand their competitive moats.
ECPG Stock Outlook Rests on U.S. Supply and Collection Strength
Encore Capital's outlook hinges on U.S. debt supply, record collections and funding discipline after a sharp 58.1% year-to-date rally.