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FCNCP
$19.99-0.10 (-0.50%)
Market ClosedLast close Jun 9
First Citizens BancShares, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
First Citizens BancShares, Inc. in the Financial Services sector is trading at $19.99. The stock is currently near its 52-week low of $19.97, remaining 3.7% below its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality. The Whystock Score of 40/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Long-term trend bearish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$19.99
Potential Upside
4641.5%
Whystock Fair Value$947.83
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It op...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
-
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
0.35
Beta
Defensive asset. Lower volatility than the S&P 500.
0.63
Div Yield
Strong income play. Yield provides a meaningful total return floor.
5.10%
ROE
Average efficiency. Growth may require heavy reinvestment.
10.24%
Volume
Today's trading volume
7,884
Recent News
How The First Citizens BancShares (FCNC.A) Investment Story Is Shifting After Analyst Target Resets
The fair value estimate for First Citizens BancShares has been trimmed slightly from US$2,229.58 to US$2,212.92 per share, a reduction of about US$16.66. This adjustment aligns with Street research that has turned more cautious, with several firms cutting price targets and issuing downgrades as they reassess the balance among valuation, execution risks, and growth expectations. As you read on, you will see how these target moves are shaping the evolving analyst story around the stock and what...
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How The Story On First Citizens BancShares (FCNCA) Is Shifting With New Analyst Targets
The fair value estimate for First Citizens BancShares has been revised slightly higher to US$2,229.58 per share, a small move that still matters when you are thinking about upside or downside relative to the current market price. That new target sits at the center of a mixed set of Street calls, with some firms lifting price targets by US$100 while others cutting by as much as US$175 and issuing downgrades. As you read on, you will see how to track these shifting targets and keep your own...