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Financial Institutions, Inc. (FISI)
$40.62+1.90 (+4.91%)
Market ClosedLast close Jul 24
Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Financial Institutions, Inc. in the Financial Services sector is trading at $40.62 with a market capitalization of $698M. Wall Street consensus targets $40.00 (2 analysts), implying a -1.5% move over the next 12 months. The stock is currently near its 52-week high of $41.18, remaining 24.8% above its 200-day moving average. On fundamentals, Piotroski 5/9 shows mixed financial quality. The Whystock Score of 85/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side consensus broadly in line with current price
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $62.44M↓ | $63.66M | $63.62M↑ | $59.43M↑ | $56.82M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | $20.98M↑ | $19.98M↓ | $20.48M↑ | $17.53M↑ | $16.88M |
Peer Comparison
JPMBACGS
Fundamentals
Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts,...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$698.28M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
9.24
Beta
Defensive asset. Lower volatility than the S&P 500.
0.65
Div Yield
Strong income play. Yield provides a meaningful total return floor.
3.08%
ROE
Average efficiency. Growth may require heavy reinvestment.
12.50%
Volume
Today's trading volume
269,684
Recent News
Are You Looking for a High-Growth Dividend Stock?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Financial Institutions (FISI) have what it takes? Let's find out.
Financial Institutions Q2 Earnings Call Highlights
Financial Institutions (NASDAQ:FISI) reported higher second-quarter earnings, loan growth and net interest margin, while raising several full-year profitability targets as commercial lending momentum strengthened across its core Upstate New York markets. Net income available to common shareholders
Financial Institutions (FISI) Q2 Earnings and Revenues Surpass Estimates
Financial Institutions (FISI) delivered earnings and revenue surprises of +11.83% and +1.21%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?
Will Financial Institutions (FISI) Beat Estimates Again in Its Next Earnings Report?
Financial Institutions (FISI) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
Are Options Traders Betting on a Big Move in Financial Institution Stock?
Investors need to pay close attention to FISI stock based on the movements in the options market lately.