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FMAO
$28.54+0.40 (+1.42%)
After Hours$28.54+0.00 (+0.00%)· Last close Jun 9
Farmers & Merchants Bancorp, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Farmers & Merchants Bancorp, Inc. in the Financial Services sector is trading at $28.54. Wall Street consensus targets $28.67 (3 analysts), implying a +0.4% move over the next 12 months. The stock is currently near its 52-week high of $29.83, remaining 11.2% above its 200-day moving average. On fundamentals, Piotroski 7/9 indicates strong financial quality. The Whystock Score of 95/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side consensus broadly in line with current price
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$28.54
Potential Downside
0%
Whystock Fair Value$28.54
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio, Northeast Indiana, and Southeast Michigan. ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
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P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
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Beta
High-beta play. Expect amplified moves vs. the broad market.
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Div Yield
Strong income play. Yield provides a meaningful total return floor.
3.19%
ROE
Average efficiency. Growth may require heavy reinvestment.
9.56%
Volume
Today's trading volume
63,819
Recent News
Farmers & Merchants Bancorp Tops 2025 Profit Record, Shareholders Approve Directors and Say-on-Pay
Farmers & Merchants Bancorp (NASDAQ:FMAO) held its virtual annual shareholder meeting on April 20, 2026, where shareholders voted on the election of directors, executive compensation, and the appointment of its independent auditor. Following the formal business, management presented financial an
Do Options Traders Know Something About Farmers & Merchants Bancorp Stock We Don't?
Investors need to pay close attention to FMAO stock based on the movements in the options market lately.
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SUZ, FMAO and UVV made it to the Zacks Rank #1 (Strong Buy) value stocks list on Nov.14, 2025
Best Income Stocks to Buy for Nov. 12
FMAO, NWG and SBFG made it to the Zacks Rank #1 (Strong Buy) income stocks list on Nov.12, 2025.
Farmers & Merchants Bancorp (FMAO): 37.5% Earnings Growth Reinforces Bullish Narratives
Farmers & Merchants Bancorp (FMAO) posted standout earnings, with net income climbing 37.5% over the past year, a sharp acceleration compared to its 4.7% annualized growth rate over the last five years. Net profit margins strengthened to 27.5%, up from 23.3%, and forward guidance is upbeat, with earnings forecast to grow at about 8% annually. With shares trading at a Price-to-Earnings ratio of 10.3x, below both industry and peer averages, and a current price of $23.90 sitting well below an...