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FRME
$43.18+1.29 (+3.08%)
Market ClosedLast close Jul 24
First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides commercial and consumer banking services.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
First Merchants Corporation in the Financial Services sector is trading at $43.18 with a market capitalization of $2.6B. Wall Street consensus targets $48.00 (5 analysts), implying a +11.2% move over the next 12 months. The stock is currently 5% below its 52-week high of $45.33, remaining 11.5% above its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality. The Whystock Score of 90/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +11.2% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $157.13M↓ | $172.17M↑ | $166.14M↑ | $164.32M↑ | $160.32M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | $28.16M↓ | $57.06M↑ | $56.77M↓ | $56.83M↑ | $55.34M |
Peer Comparison
JPMBACGS
Fundamentals
First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides commercial and consumer banking services. The company offers a range of financial services, including checking, savings, and deposit products...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$2.61B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Strong income play. Yield provides a meaningful total return floor.
3.33%
ROE
Average efficiency. Growth may require heavy reinvestment.
7.44%
Volume
Today's trading volume
568,787
Recent News
First Merchants Corp (FRME) Q2 2026 Earnings Call Highlights: Strong Loan Growth Amid Credit ...
First Merchants Corp (FRME) reports robust loan growth and improved net interest margin, despite facing credit quality issues and rising non-accrual loans.
Why First Merchants (FRME) Shares Are Falling Today
Shares of regional banking company First Merchants (NASDAQ:FRME) fell 5% in the afternoon session after the company reported second-quarter 2026 results that fell short of Wall Street expectations. The Indiana-based regional lender reported adjusted earnings of $0.74 per share on revenue of $196.1 million. These results missed analyst estimates, which called for earnings of $1.03 per share and revenue of $202.7 million. Furthermore, a key metric for banks, net interest income, also came in below
First Merchants Q2 Earnings Call Highlights
First Merchants (NASDAQ:FRME) reported second-quarter 2026 net income of $43.5 million, or $0.70 per diluted share, as stronger revenue and margin expansion were offset by credit costs tied to two commercial loans moved to non-accrual status. Chief Executive Officer Mark Hardwick said the company w
First Merchants (FRME) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
While the top- and bottom-line numbers for First Merchants (FRME) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
First Merchants (FRME) Q2 Earnings Lag Estimates
First Merchants (FRME) delivered earnings and revenue surprises of -28.16% and +0.59%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?