$170.68-3.59 (-2.06%)
Globe Life Inc., through its subsidiaries, provides various life and supplemental health insurance products to lower middle- and middle-income families in the United States.
Globe Life Inc. in the Financial Services sector is trading at $170.68 with a market capitalization of $14.1B. Wall Street consensus targets $193.91 (11 analysts), implying a +13.6% move over the next 12 months. The stock is currently 11% below its 52-week high of $191.55, remaining 11.0% above its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality, Altman Z in the distress zone. The Whystock Score of 90/100 reflects bullish alignment across trend, valuation and analyst targets.
| Metric (USD) | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|
| Total Revenue | — | $1.56B↑ | $1.52B↑ | $1.51B↑ | $1.48B |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | $365.84M↓ | $367.05M↓ | $513.24M↑ | $348.18M |
| Net Income | — | $270.53M↑ | $266.08M↓ | $387.84M↑ | $252.75M |
Globe Life Inc., through its subsidiaries, provides various life and supplemental health insurance products to lower middle- and middle-income families in the United States. It operates in three segments: Life Insurance, Supplemental Health Insurance...

Insurance providers use their expertise in risk assessment to help protect assets while offering consumers peace of mind through comprehensive coverage options. Market leaders have certainly capitalized on strong underwriting results and rising investment income to boost profitability, helping fuel a 12.3% gain for the industry over the past six months. This performance has closely followed the S&P 500.

Insurance has spent the past 20 years doing many of the things investors usually appreciate, without getting much credit for them. The industry has returned cash through dividends and buybacks, produced relatively dependable earnings, and attracted famous long-term investors such as Warren Buffett. What it has not done particularly well is turn steady business growth into equally strong profit growth. McKinsey estimates that global insurance premiums have grown at an annual rate of about 4.9% si

Globe Life’s 20.2% return over the past six months has outpaced the S&P 500 by 9.3%, and its stock price has climbed to $171.06 per share. This performance may have investors wondering how to approach the situation.

GL's health business gains momentum from strong premium growth, rate increases and expanding distribution, though medical inflation poses risks.

Globe Life (GL) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.
Academic risk and quality models computed from GL's own filings and price history, not from analyst opinion.
Mixed: 6 of 9 fundamental-health tests pass, so profitability and balance-sheet trends disagree.
Altman Z below 1.81, the financial-distress band. This measures balance-sheet stress, not share-price direction.
Beneish M below the -1.78 flag threshold, so the earnings-manipulation model finds nothing unusual in the accruals and margin trends.
Share of earnings coming from accruals rather than cash. Higher values historically precede weaker future returns.
Hidden Markov model fitted to two years of returns, separating bull, bear and sideways states by their own drift and volatility.
GARCH(1,1) 30-day annualised forecast, above the current 23.2% reading.
Fama-French 5-factor market beta. The five factors explain 17% of this stock's return variance; the rest is idiosyncratic.
The stock’s own historical valuation anchor, which is a fairer comparison than a sector average for a company with a persistent premium or discount.
Model inputs as of 2026-09-08.