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HBNC
$17.75-0.32 (-1.77%)
Market ClosedLast close May 13
Horizon Bancorp, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Horizon Bancorp, Inc. in the Financial Services sector is trading at $17.75. Wall Street consensus targets $21.20 (5 analysts), implying a +19.4% move over the next 12 months. The stock is currently 7% below its 52-week high of $19.07, remaining 7.2% above its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality. The Whystock Score of 95/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +19.4% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Sector + growth-aware fair-multiple estimate. Fair P/E = sector-anchor + (ROE × 25) + (max(revenue growth, earnings growth) × 30), capped at 1.6× sector. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. The sector anchor (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) keeps quality compounders from being mechanically penalized against utility multiples. Result is a normalised multiple gauge — not a price target.
Current Price$17.75
Potential Downside
0%
Whystock Fair Value$17.75
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking services to individuals and corporate clients in Indiana and Michigan in the United States. The company offers checking, savings, ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$899.02M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
Defensive asset. Lower volatility than the S&P 500.
0.80
Div Yield
Strong income play. Yield provides a meaningful total return floor.
365.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
-21.86%
Volume
Today's trading volume
340,053
Recent News
What Makes Horizon Bancorp (HBNC) a New Buy Stock
Horizon Bancorp (HBNC) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
Horizon Bancorp (IN) Q1 Earnings Call Highlights
Horizon Bancorp (IN) (NASDAQ:HBNC) executives emphasized strong profitability, deposit growth, and steady credit performance as the company reviewed final first-quarter 2026 results, while maintaining its full-year guidance despite a changed interest-rate outlook. Management highlights profitabilit
Horizon Bancorp, Inc. Q1 2026 Earnings Call Summary
Moby summary of Horizon Bancorp, Inc.'s Q1 2026 earnings call
Compared to Estimates, Horizon Bancorp (HBNC) Q1 Earnings: A Look at Key Metrics
While the top- and bottom-line numbers for Horizon Bancorp (HBNC) give a sense of how the business performed in the quarter ended March 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Horizon Bancorp (HBNC) Q1 Earnings and Revenues Surpass Estimates
Horizon Bancorp (HBNC) delivered earnings and revenue surprises of +6.25% and +0.29%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?