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HCI
$157.62+3.75 (+2.44%)
After Hours$157.62+0.00 (+0.00%)· Last close Jun 9
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
HCI Group, Inc. in the Financial Services sector is trading at $157.62. Wall Street consensus targets $245.00 (2 analysts), implying a +55.4% move over the next 12 months. The stock is currently 25% below its 52-week high of $210.50, remaining 7.4% below its 200-day moving average. On fundamentals, Piotroski 7/9 indicates strong financial quality, Altman Z in the distress zone. The Whystock Score of 70/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +55.4% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$157.62
Potential Downside
0%
Whystock Fair Value$157.62
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus2 analysts
Buy
Mean target$245.00+55.4%
Range$235.00 – $255.00
Fundamentals
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It prov...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
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P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
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Beta
High-beta play. Expect amplified moves vs. the broad market.
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Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.76%
ROE
Elite ROE. Management converts capital into profit efficiently.
27.80%
Volume
Today's trading volume
101,547
Recent News
How Investors May Respond To HCI Group (HCI) Boosting Catastrophe Reinsurance Limits And Cutting Net Costs
HCI Group has completed its 2026–2027 catastrophe reinsurance program, lifting aggregate excess-of-loss coverage to about US$4.06 billion while expecting to cede roughly US$381.2 million of net reinsurance premiums to third‑party reinsurers. The company also expanded the role of its Cayman Islands reinsurer, Fortex Re, and secured only AM Best A‑ or better‑rated counterparties, aiming to broaden protection at a materially lower cost and support more predictable results through future...
Voya's Unit Expands Alternative Investment Offerings With New CITs
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HCI Boosts Catastrophe Coverage to $4.06 Billion, Lowers Costs
HCI Group strengthens its catastrophe protection while reducing costs ahead of the 2026 hurricane season.
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Universal Insurance benefits from underwriting discipline, premium growth and secured reinsurance, supporting profitability and earnings stability.
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