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Horace Mann Educators Corporati (HMN)
$52.10+0.79 (+1.54%)
Market ClosedLast close Jul 24
Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Horace Mann Educators Corporation in the Financial Services sector is trading at $52.10 with a market capitalization of $1.8B. Wall Street consensus targets $52.00 (2 analysts), implying a -0.2% move over the next 12 months. The stock is currently 6% below its 52-week high of $55.56, remaining 15.6% above its 200-day moving average. On fundamentals, Piotroski 5/9 shows mixed financial quality, Altman Z in the distress zone. The Whystock Score of 85/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side consensus broadly in line with current price
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $416.10M↓ | $419.20M↑ | $417.10M↑ | $391.60M↓ | $400.10M |
| Gross Profit | — | — | — | — | — |
| Operating Income | $59.70M↑ | $55.70M↓ | $80.40M↑ | $45.10M↓ | $56.40M |
| Net Income | $41.20M↑ | $36.20M↓ | $58.30M↑ | $29.40M↓ | $38.20M |
Peer Comparison
JPMBACGS
Fundamentals
Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.83B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
11.38
Beta
Defensive asset. Lower volatility than the S&P 500.
0.13
Div Yield
Strong income play. Yield provides a meaningful total return floor.
2.71%
ROE
Average efficiency. Growth may require heavy reinvestment.
11.23%
Volume
Today's trading volume
174,098
Recent News
Horace Mann Educators to Buy Medical Mutual Units in $240M Employer Benefits Push
Horace Mann Educators (NYSE:HMN) said it has agreed to acquire three businesses from Medical Mutual of Ohio in a set of transactions intended to expand its employer solutions platform, broaden distribution and add customer relationships. On a special investor call, President and Chief Executive Off
Horace Mann Educators (HMN) Looks Fully Valued Following Product And Pricing Progress
Recent commentary around Horace Mann Educators (HMN) centers on its refined product lineup, updated pricing approach, and reinforced distribution channels, alongside premium growth that is currently running ahead of loss cost trends. See our latest analysis for Horace Mann Educators. Over the past year, Horace Mann Educators has paired its refined product and pricing focus with solid stock performance, with a 30.12% 1 year total shareholder return and a 15.34% year to date share price return...
Horace Mann Educators (HMN) Stock Looks Stretched On Fair Value Yet Reasonable On Earnings
Horace Mann Educators has nearly doubled investors' money over the past three years, yet its Excess Returns intrinsic value estimate currently points to the stock trading at a premium while broader valuation checks suggest it is not a clear bargain. A roughly 95.7% return over three years sets high expectations for what the current share price already reflects about Horace Mann Educators' future. Recent commentary around pricing, product redesigns and technology can support the earnings...
Zacks Industry Outlook Highlights Oscar Health, Radian, CNO Financial, Pelagos Insurance Capital and Horace Mann Educators
Oscar Health and other multiline insurers may benefit from diversification, digitalization and M&A trends despite pricing pressure and inflation.
5 Multiline Insurers to Buy Amid Inflation, Softening Pricing
Better pricing, product redesigns and technological advancements are expected to aid Zacks Multiline Insurance industry players like OSCR, RDN, CNO, PLGO and HMN.