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IBCP
$35.21+0.46 (+1.32%)
After Hours$35.21+0.00 (+0.00%)· Last close Jun 9
Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Independent Bank Corporation in the Financial Services sector is trading at $35.21. Wall Street consensus targets $36.70 (5 analysts), implying a +4.2% move over the next 12 months. The stock is currently 10% below its 52-week high of $39.17, remaining 7.3% above its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality. The Whystock Score of 85/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side consensus broadly in line with current price
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$35.21
Potential Downside
0%
Whystock Fair Value$35.21
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States. The company offers demand deposits, interest checking, money market accounts, savings accounts, and time certi...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
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P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
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Beta
High-beta play. Expect amplified moves vs. the broad market.
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Div Yield
Strong income play. Yield provides a meaningful total return floor.
3.07%
ROE
Average efficiency. Growth may require heavy reinvestment.
13.68%
Volume
Today's trading volume
136,968
Recent News
Independent Bank (IBCP) Upgraded to Buy: What Does It Mean for the Stock?
Independent Bank (IBCP) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
This is Why Independent Bank (IBCP) is a Great Dividend Stock
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Independent Bank (IBCP) have what it takes? Let's find out.
Independent Bank (IBCP) Could Be a Great Choice
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Independent Bank (IBCP) have what it takes? Let's find out.
3 Dividend Stocks To Consider With Up To 9.8% Yield
The United States market has shown robust performance recently, climbing 2.6% in the last week and 26% over the past year, with earnings forecasted to grow by 17% annually. In such a dynamic environment, selecting dividend stocks with attractive yields can be a strategic way to generate income while potentially benefiting from overall market growth.
Are You Looking for a High-Growth Dividend Stock?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Independent Bank (IBCP) have what it takes? Let's find out.