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IBCP
$37.66+1.01 (+2.76%)
Market ClosedLast close Jul 24
Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Independent Bank Corporation in the Financial Services sector is trading at $37.66 with a market capitalization of $721M. Wall Street consensus targets $39.20 (5 analysts), implying a +4.1% move over the next 12 months. The stock is currently near its 52-week high of $39.17, remaining 12.3% above its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality. The Whystock Score of 85/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side consensus broadly in line with current price
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $56.95M↑ | $56.53M↑ | $55.46M↑ | $54.07M↑ | $52.27M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | $16.88M↓ | $18.57M↑ | $17.50M↑ | $16.88M↑ | $15.59M |
Peer Comparison
JPMBACGS
Fundamentals
Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States. The company offers demand deposits, interest checking, money market accounts, savings accounts, and time certi...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$721.11M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Strong income play. Yield provides a meaningful total return floor.
2.87%
ROE
Average efficiency. Growth may require heavy reinvestment.
13.68%
Volume
Today's trading volume
239,703
Recent News
Independent Bank (IBCP) Q2 2026 Earnings Call Transcript
Commercial loans grew 16% annualized as net income hit $18.8 million.
Independent Bank Corp. (IBCP) Q2 2026 Earnings Call Highlights: Strong Net Income and Loan ...
Independent Bank Corp. (IBCP) reports robust financial performance with increased net income and loan growth, despite challenges in non-performing loans and rising expenses.
Independent Bank Corporation Q2 2026 Earnings Call Summary
Moby summary of Independent Bank Corporation's Q2 2026 earnings call
Independent Bank Q2 Earnings Call Highlights
Independent Bank (NASDAQ:IBCP) reported higher second-quarter 2026 earnings as net interest income rose, loan growth accelerated and the company continued to build capital while preparing to integrate its recently completed acquisition of HCB Financial Corp. The Michigan-based bank posted net incom
Independent Bank (IBCP) Reports Q2 Earnings: What Key Metrics Have to Say
The headline numbers for Independent Bank (IBCP) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.