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INBK
$23.94-0.53 (-2.17%)
First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
First Internet Bancorp in the Financial Services sector is trading at $23.94. Wall Street consensus targets $25.75 (4 analysts), implying a +7.6% move over the next 12 months. The stock is currently 16% below its 52-week high of $28.51, remaining 11.1% above its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality. The Whystock Score of 90/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +7.6% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Sector + growth-aware fair-multiple estimate. Fair P/E = sector-anchor + (ROE × 25) + (max(revenue growth, earnings growth) × 30), capped at 1.6× sector. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. The sector anchor (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) keeps quality compounders from being mechanically penalized against utility multiples. Result is a normalised multiple gauge — not a price target.
Current Price$23.94
Potential Downside
0%
Whystock Fair Value$23.94
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus4 analysts
Buy
Mean target$25.75+7.6%
Range$24.00 – $30.00
Fundamentals
First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the Unit...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$201.97M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
Defensive asset. Lower volatility than the S&P 500.
0.80
Div Yield
Strong income play. Yield provides a meaningful total return floor.
103.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
4.30%
Volume
Today's trading volume
48,827
Recent News
First Internet (INBK) Q1 2026 Earnings Transcript
At this time, I would like to welcome everyone to the First Internet Bancorp Earnings Conference Call for the First Quarter 2026. Hello, everyone, and thank you for joining us to discuss First Internet Bancorp's first quarter 2026 financial results. Joining us from the management team today are Chairman and CEO, David Becker; President and COO, Nicole Lorch; and Executive Vice President and CFO, Ken Lovik.
First Internet Bancorp Q1 2026 Earnings Call Summary
Moby summary of First Internet Bancorp's Q1 2026 earnings call
First Internet Bancorp (INBK) Q1 2026 Earnings Call Highlights: Strong Revenue Growth Amid ...
First Internet Bancorp (INBK) reports a 21% revenue increase, driven by fintech deposits and net interest margin expansion, despite facing credit and macroeconomic headwinds.
First Internet Bancorp (INBK) Q1 Earnings Surpass Estimates
First Internet (INBK) delivered earnings and revenue surprises of +278.10% and -2.45%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
Here's What Key Metrics Tell Us About First Internet (INBK) Q1 Earnings
While the top- and bottom-line numbers for First Internet (INBK) give a sense of how the business performed in the quarter ended March 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.