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JCAP
$19.33-0.63 (-3.16%)
After Hours$19.33+0.00 (+0.00%)· Last close May 11
Jefferson Capital, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Jefferson Capital, Inc. in the Financial Services sector is trading at $19.33. The stock is currently 19% below its 52-week high of $23.80, remaining 1.7% below its 200-day moving average. Technical signals show neutral RSI of 36 and bearish MACD signal, explaining why JCAP maintains its current current market pressure. The Whystock Score of 60/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Neutral momentum (RSI 36) — price action in range
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$19.33
Potential Upside
617%
Whystock Fair Value$138.59
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of previously charged-off consumer receivables at deep discount...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.26B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
3.61
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Strong income play. Yield provides a meaningful total return floor.
471.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
39.48%
Volume
Today's trading volume
208,042
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Assessing Jefferson Capital’s Valuation After Recent Share Price Weakness And Discount P/E Multiple
Jefferson Capital stock snapshot after recent trading moves Jefferson Capital (JCAP) has drawn attention after a recent mix of daily and weekly share price moves, with the stock closing at $20.02 and showing negative returns over the past month and past 3 months. See our latest analysis for Jefferson Capital. The recent 1 day share price return of 1.0% comes after a year to date share price decline of 9.5%. This suggests momentum has been fading even as investors reassess growth prospects and...
Jefferson Capital, Inc. Common Stock Q4 2025 Earnings Call Summary
Moby summary of Jefferson Capital, Inc. Common Stock's Q4 2025 earnings call
Jefferson Capital (JCAP) Earnings Transcript
David Burton: Thank you, operator, and thanks, everyone, for joining our investor call. Next, I'd like to offer a brief market update and cover some of the macroeconomic indicators to provide better context for why we remain confident in the investment opportunity for our business.
Jefferson Capital Inc (JCAP) Q4 2025 Earnings Call Highlights: Record Collections and Revenue ...
Jefferson Capital Inc (JCAP) reports a robust 41% increase in collections and a 30% rise in revenue, despite facing higher operating expenses and court costs.