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Jefferson Capital, Inc. (JCAP)
$21.67+0.32 (+1.50%)
After Hours$21.67+0.00 (+0.00%)· Last close Sep 8
Jefferson Capital, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Jefferson Capital, Inc. in the Financial Services sector is trading at $21.67 with a market capitalization of $1.1B. Wall Street consensus targets $28.20 (5 analysts), implying a +30.1% move over the next 12 months. The stock is currently 11% below its 52-week high of $24.44, remaining 9.4% above its 200-day moving average. On fundamentals, Piotroski 7/9 indicates strong financial quality. Risk note: RSI 28 is oversold, raising the odds of a near-term bounce. The Whystock Score of 100/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +30.1% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Oversold momentum (RSI 28) — potential for technical mean-reversion
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $176.44M↑ | $154.80M↑ | $150.84M↓ | $152.71M↓ | $154.94M |
| Gross Profit | $125.13M↑ | $107.41M↑ | $102.58M↓ | $120.63M↑ | $117.22M |
| Operating Income | $51.23M↑ | $44.12M↓ | $45.10M↓ | $60.86M↓ | $65.56M |
| Net Income | $37.63M↓ | $37.73M↓ | $38.36M↓ | $47.65M↓ | $64.23M |
Peer Comparison
JPMBACGS
Fundamentals
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of previously charged-off consumer receivables at deep discount...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.07B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
3.75
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Strong income play. Yield provides a meaningful total return floor.
4.43%
ROE
Elite ROE. Management converts capital into profit efficiently.
36.44%
Volume
Today's trading volume
277,520
Recent News
Jefferson Capital (JCAP) Q2 2026 Earnings Call Transcript
Collections surged 18% as company enters Mexico and expands into auto finance.
Jefferson Capital (JCAP) Shares Just Moved, So What Is Going On?
Jefferson Capital (JCAP) stock is in focus after the company reported second quarter 2026 earnings, a fresh quarterly dividend, and updates on record portfolio deployment and new market expansion. See our latest analysis for Jefferson Capital. Jefferson Capital shares closed at $24.00 on August 14, 2026, with a 1 day share price return of 11.06% and a 90 day share price return of 34.30%. The 1 year total shareholder return stands at 35.49%, suggesting momentum has been building around the...
Jefferson Capital, Inc. Common Stock Q2 2026 Earnings Call Summary
Moby summary of Jefferson Capital, Inc. Common Stock's Q2 2026 earnings call
Jefferson Capital Inc (JCAP) (Q2 2026) Earnings Call Highlights: Record Deployments and ...
Jefferson Capital Inc (JCAP) reports strong Q2 2026 results with record forward flow commitments and entry into the Mexican market, positioning for sustained growth.
Jernigan Capital Q2 Earnings Call Highlights
Jefferson Capital reported higher second-quarter collections, revenue and portfolio purchases, while highlighting expanding opportunities in auto finance and its entry into Mexico’s debt-purchasing market. Founder and Chief Executive Officer David Burton said collections increased 18% from a year e