Loading stock data…
JCAP
$18.66-0.57 (-2.96%)
Market ClosedLast close May 13
Jefferson Capital, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Jefferson Capital, Inc. in the Financial Services sector is trading at $18.66. Wall Street consensus targets $26.20 (5 analysts), implying a +40.4% move over the next 12 months. The stock is currently 22% below its 52-week high of $23.80, remaining 5.2% below its 200-day moving average. On fundamentals, Piotroski 7/9 indicates strong financial quality. Risk note: RSI 27 is oversold, raising the odds of a near-term bounce; MACD remains below its signal line. The Whystock Score of 90/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +40.4% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Oversold momentum (RSI 27) — potential for technical mean-reversion
Loading Financials...
Peer Comparison
JPMBACGS
Whystock Valuation Model
Sector + growth-aware fair-multiple estimate. Fair P/E = sector-anchor + (ROE × 25) + (max(revenue growth, earnings growth) × 30), capped at 1.6× sector. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. The sector anchor (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) keeps quality compounders from being mechanically penalized against utility multiples. Result is a normalised multiple gauge — not a price target.
Current Price$18.66
Potential Upside
520.2%
Whystock Fair Value$115.73
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of previously charged-off consumer receivables at deep discount...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.26B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
3.61
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Strong income play. Yield provides a meaningful total return floor.
471.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
39.48%
Volume
Today's trading volume
191,275
Recent News
Caterpillar Rolls To A Record High, Leads 25 New To Today's Best Growth Stock Screens
Here's a list of all the top-rated growth stocks that have just been added to the IBD 50, IBD Big Cap 20, Sector Leaders, Stock Spotlight and IPO leaders.
Assessing Jefferson Capital’s Valuation After Recent Share Price Weakness And Discount P/E Multiple
Jefferson Capital stock snapshot after recent trading moves Jefferson Capital (JCAP) has drawn attention after a recent mix of daily and weekly share price moves, with the stock closing at $20.02 and showing negative returns over the past month and past 3 months. See our latest analysis for Jefferson Capital. The recent 1 day share price return of 1.0% comes after a year to date share price decline of 9.5%. This suggests momentum has been fading even as investors reassess growth prospects and...
Jefferson Capital, Inc. Common Stock Q4 2025 Earnings Call Summary
Moby summary of Jefferson Capital, Inc. Common Stock's Q4 2025 earnings call
Jefferson Capital (JCAP) Earnings Transcript
David Burton: Thank you, operator, and thanks, everyone, for joining our investor call. Next, I'd like to offer a brief market update and cover some of the macroeconomic indicators to provide better context for why we remain confident in the investment opportunity for our business.
Jefferson Capital Inc (JCAP) Q4 2025 Earnings Call Highlights: Record Collections and Revenue ...
Jefferson Capital Inc (JCAP) reports a robust 41% increase in collections and a 30% rise in revenue, despite facing higher operating expenses and court costs.