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JFIN
$4.50-0.38 (-7.79%)
Market ClosedLast close May 13
Jiayin Group Inc., together with its subsidiaries, engages in the provision of online consumer finance services in the People's Republic of China.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Jiayin Group Inc. in the Financial Services sector is trading at $4.50. The stock is currently near its 52-week low of $3.70, remaining 44.1% below its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality. The Whystock Score of 60/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Long-term trend bearish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
METAGOOGLNFLX
Whystock Valuation Model
Sector + growth-aware fair-multiple estimate. Fair P/E = sector-anchor + (ROE × 25) + (max(revenue growth, earnings growth) × 30), capped at 1.6× sector. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. The sector anchor (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) keeps quality compounders from being mechanically penalized against utility multiples. Result is a normalised multiple gauge — not a price target.
Current Price$4.50
Potential Upside
2974.3%
Whystock Fair Value$138.35
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Jiayin Group Inc., together with its subsidiaries, engages in the provision of online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and f...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$246.30M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
1.07
Beta
Defensive asset. Lower volatility than the S&P 500.
0.72
Div Yield
Strong income play. Yield provides a meaningful total return floor.
1670.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
35.68%
Volume
Today's trading volume
219,866
Recent News
Top Dividend Stocks To Consider In May 2026
The United States market has shown robust growth, climbing 3.2% in the past week and an impressive 31% over the last year, with earnings projected to grow by 16% annually. In such a dynamic environment, dividend stocks that offer both reliable income and potential for capital appreciation can be particularly appealing to investors seeking stability amidst market fluctuations.
Asian Equities Traded in the US as American Depositary Receipts Fall Sharply in Thursday Trading
Asian equities traded in the US as American depositary receipts were falling sharply Thursday mornin
Asian Equities Traded in the US as American Depositary Receipts Drop Sharply in Thursday Trading
Asian equities traded in the US as American depositary receipts were sharply lower Thursday morning,
Does Jiayin Group's (JFIN) Bigger Payout Amid Softer Q4 Hint at a Strategic Shift?
In March 2026, Jiayin Group reported that fourth-quarter 2025 sales fell to CNY 1,090.2 million and net income to CNY 100.63 million, even as full-year 2025 sales and net income rose to CNY 6,222.19 million and CNY 1,535.74 million, respectively. Alongside these results, the company committed to an annual dividend of around 30% of prior-year net income and completed a buyback of 4,600,000 shares, signaling an increased focus on shareholder returns amid tighter Chinese fintech...
Asian Equities Traded in the US as American Depositary Receipts Surge in Wednesday Trading
Asian equities traded in the US as American depositary receipts were sharply higher Wednesday mornin