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LC
$16.57-0.07 (-0.42%)
Market ClosedLast close May 11
LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
LendingClub Corporation in the Financial Services sector is trading at $16.57. The stock is currently 24% below its 52-week high of $21.67, remaining 1.5% below its 200-day moving average. Technical signals show neutral RSI of 39 and bearish MACD signal, explaining why LC maintains its current current market pressure. The Whystock Score of 70/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 39) — price action in range
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$16.57
Potential Upside
23.9%
Whystock Fair Value$20.53
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus10 analysts
Mean target$23.05+39.1%
Range$20.00 – $29.00
Fundamentals
LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$2.05B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
15.33
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.95
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
4.93%
Volume
Today's trading volume
802,705
Recent News
Wall Street Analysts See a 32.71% Upside in LendingClub (LC): Can the Stock Really Move This High?
The consensus price target hints at a 32.7% upside potential for LendingClub (LC). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.
Pagaya Gains as Q1 Earnings Beat on Higher Revenues, Guidance Raised
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Is It Too Late To Consider LendingClub (LC) After A 61.6% One Year Rally?
If you are wondering whether LendingClub stock still offers value after its recent run, you are not alone, and the answer depends on how you look at its valuation. The share price closed at US$16.64, with a 1 year return of 61.6% and a 3 year return of 142.2%. The stock is up 16.2% over 30 days but down 3.1% over 7 days and 13.0% year to date. Recent coverage has focused on how LendingClub fits into the broader shift toward digital and marketplace based lending, alongside traditional banks...
2 of Wall Street’s Favorite Stocks for Long-Term Investors and 1 We Avoid
The stocks in this article have caught Wall Street’s attention in a big way, with price targets implying returns above 20%. But investors should take these forecasts with a grain of salt because analysts typically say nice things about companies so their firms can win business in other product lines like M&A advisory.
The 5 Most Interesting Analyst Questions From LendingClub’s Q1 Earnings Call
LendingClub’s first quarter performance was marked by accelerating loan originations, improved credit quality, and strong execution in expanding its core business. Management attributed the solid results to both the launch of new verticals, such as home improvement lending, and continued focus on high-quality, digitally savvy customers in the "motivated middle" segment. CEO Scott Sanborn cited the company’s proprietary underwriting and data advantages as key factors behind sustained credit outpe