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LLOY.L
LSE98pGBX-0.69p (-0.70%)
Market ClosedLast close May 11
Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Lloyds Banking Group plc in the Financial Services sector is trading at 98p. The stock is currently 14% below its 52-week high of 115p, remaining 6.0% above its 200-day moving average. Technical signals show neutral RSI of 40 and bearish MACD signal, explaining why LLOY.L maintains its current momentum and trend strength. The Whystock Score of 80/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 40) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price98p
Potential Upside
41.8%
Whystock Fair Value139p
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. It operates in three segments: Retail; Commercial Banking; and Insura...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
£57.81B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
14.13
Beta
Defensive asset. Lower volatility than the S&P 500.
0.94
Div Yield
Strong income play. Yield provides a meaningful total return floor.
364.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
10.15%
Volume
Today's trading volume
139.37M
Recent News
Britons could gain £3,500 by letting bank app give money tips, study finds
But a bank boss stressed that it was a ‘fine balance’ between helping people and being overly involved in their spending decisions.
Lloyds Banking Group (LSE:LLOY) Valuation Check After Recent Share Price Weakness
How Lloyds Banking Group Shares Have Been Moving Lloyds Banking Group (LSE:LLOY) has seen its share price move in different directions over recent periods, with a small 1 day gain, a modest rise over the past week, and declines over the past month and the past 3 months. For context, the stock closed at £0.99, with a return of 1.1% over 1 day, 0.8% over 7 days, a 3.0% decline over the past month, and a 7.2% decline over the past 3 months. Over longer horizons, the total return profile looks...
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European Equities Traded in the US as American Depositary Receipts Rise Friday
European equities traded in the US as American depositary receipts were higher late Friday morning,
UBS Upgrades Lloyds Banking Group (LYG) to Buy
Lloyds Banking Group plc (NYSE:LYG) is one of the 10 Best European Stocks That Beat Earnings Estimates to Buy. On April 30, 2026, UBS upgraded Lloyds Banking Group plc (NYSE:LYG) to Buy from Neutral and raised its price target to 115 GBp from 110 GBp previously. The firm described the business as “growing strongly” while […]