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Live Oak Bancshares (LOB)
$42.08-0.57 (-1.34%)
Market ClosedLast close Jul 24
Live Oak Bancshares, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Live Oak Bancshares, Inc. in the Financial Services sector is trading at $42.08 with a market capitalization of $1.8B. Wall Street consensus targets $45.50 (4 analysts), implying a +8.1% move over the next 12 months. The stock is currently near its 52-week high of $43.85, remaining 15.8% above its 200-day moving average. On fundamentals, Piotroski 5/9 shows mixed financial quality. The Whystock Score of 90/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +8.1% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $140.37M↑ | $133.00M↓ | $142.46M↑ | $142.00M↑ | $120.56M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | $30.04M↓ | $46.21M↑ | $26.52M↑ | $23.43M↑ | $9.72M |
Peer Comparison
JPMBACGS
Fundamentals
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.79B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.29%
ROE
Average efficiency. Growth may require heavy reinvestment.
9.88%
Volume
Today's trading volume
186,708
Recent News
Live Oak Bancshares Inc (LOB) Q2 2026 Earnings Call Highlights: Strong EPS Growth and ...
Live Oak Bancshares Inc (LOB) reports a robust quarter with significant EPS growth, diversified loan originations, and strategic AI integration, despite facing competitive deposit challenges.
Live Oak Bancshares Q2 Earnings Call Highlights
Live Oak Bancshares (NYSE:LOB) executives said second-quarter 2026 results reflected continued operating momentum, supported by loan growth, improving efficiency, expanding checking balances and rising contributions from its Live Oak Express small-dollar SBA lending program. The company reported ea
Live Oak Bancshares (LOB) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates
The headline numbers for Live Oak Bancshares (LOB) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Live Oak Bancshares (LOB) Q2 Earnings and Revenues Surpass Estimates
Live Oak Bancshares (LOB) delivered earnings and revenue surprises of +15.63% and +2.42%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?
Live Oak Bancshares (NYSE:LOB) Posts Better-Than-Expected Sales In Q2 CY2026
Digital small business lender Live Oak Bancshares (NYSE:LOB) reported revenue ahead of Wall Street’s expectations in Q2 CY2026, with sales up 8.7% year on year to $156.1 million. Its GAAP profit of $0.74 per share was 18.1% above analysts’ consensus estimates.