Loading stock data…
LU
$1.96+0.02 (+1.03%)
Pre-Market$1.93-0.03 (-1.53%)· Last close May 13
Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in China.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Lufax Holding Ltd in the Financial Services sector is trading at $1.96. Wall Street consensus targets $2.77 (4 analysts), implying a +41.5% move over the next 12 months. The stock is currently near its 52-week low of $1.73, remaining 27.1% below its 200-day moving average. On fundamentals, Piotroski 5/9 shows mixed financial quality. The Whystock Score of 50/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Sell-side targets imply +41.5% upside over 12 months
Long-term trend bearish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Loading Financials...
Peer Comparison
JPMBACGS
Whystock Valuation Model
Sector + growth-aware fair-multiple estimate. Fair P/E = sector-anchor + (ROE × 25) + (max(revenue growth, earnings growth) × 30), capped at 1.6× sector. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. The sector anchor (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) keeps quality compounders from being mechanically penalized against utility multiples. Result is a normalised multiple gauge — not a price target.
Current Price$1.96
Potential Downside
0%
Whystock Fair Value$1.96
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. The company also provides ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.79B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
Defensive asset. Lower volatility than the S&P 500.
0.67
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
15.19%
Volume
Today's trading volume
666,846
Recent News
Assessing Lufax Holding (NYSE:LU) Valuation As Weak Earnings Contrast With Low Price To Sales Ratio
Recent performance snapshot Lufax Holding (NYSE:LU) has been on investors’ radar after recent share price moves, with the stock showing a gain over the past month but a decline over the past 3 months. At a last close of US$1.95, Lufax Holding sits within a mixed return profile, including a negative year to date move and a loss over the past year, alongside longer term returns that have also been negative. See our latest analysis for Lufax Holding. The recent 8.3% 1 month share price return...
How Auditor Shake-Up and Restated Financials Will Impact Lufax Holding (LU) Investors
In recent months, Lufax Holding has faced a wave of securities fraud class action lawsuits following its move to remove auditor PricewaterhouseCoopers and disclosures that certain 2022–2023 financial statements, affected by complex transactions, should no longer be relied upon. The concentration of allegations around weak internal controls, possible undisclosed related-party dealings, and overstated balance sheet items has sharply intensified questions about Lufax’s governance and financial...
Lufax Holding (LU) Is Down 11.2% After Class Action Filing And GM Exit What’s Changed
Rosen Law Firm has filed a class action lawsuit against Lufax Holding Ltd., alleging inadequate internal controls and materially misstated financial results for investors who purchased securities between April 7, 2023 and January 26, 2025, and Mr. Dongqi Chen has since resigned as General Manager effective March 31, 2026. The combination of a securities class action focused on disclosure quality and the departure of a senior executive raises important questions about Lufax’s governance and...
Lufax Holding (LU) Announces Changes in Senior Management and Directors
Lufax Holding Ltd (NYSE:LU) is one of the Best Value Penny Stocks to Buy Now. On February 17, Lufax Holding Ltd (NYSE:LU) announced changes in senior management and directors. The company said that the current CEO, Yong Suk Cho, will step down due to family and personal reasons on March 31, 2026. Yong Suk Cho […]
Individual investors own 16% of Lufax Holding Ltd (NYSE:LU) shares but public companies control 67% of the company
Key Insights Significant control over Lufax Holding by public companies implies that the general public has more power...