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MBIN
$45.08-0.61 (-1.34%)
Market ClosedLast close May 13
Merchants Bancorp operates as the diversified bank holding company in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Merchants Bancorp in the Financial Services sector is trading at $45.08. Wall Street consensus targets $51.67 (3 analysts), implying a +14.6% move over the next 12 months. The stock is currently 10% below its 52-week high of $50.26, remaining 21.7% above its 200-day moving average. On fundamentals, Piotroski 3/9 flags weak fundamentals. Risk note: RSI 29 is oversold, raising the odds of a near-term bounce. The Whystock Score of 85/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +14.6% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Oversold momentum (RSI 29) — potential for technical mean-reversion
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Sector + growth-aware fair-multiple estimate. Fair P/E = sector-anchor + (ROE × 25) + (max(revenue growth, earnings growth) × 30), capped at 1.6× sector. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. The sector anchor (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) keeps quality compounders from being mechanically penalized against utility multiples. Result is a normalised multiple gauge — not a price target.
Current Price$45.08
Potential Upside
28.3%
Whystock Fair Value$57.83
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus3 analysts
Buy
Mean target$51.67+14.6%
Range$46.00 – $58.00
Fundamentals
Merchants Bancorp operates as the diversified bank holding company in the United States. It operates through three segments: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking. The Multi-family Mortgage Banking segment engages in the mo...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$2.27B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
13.08
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.16
Div Yield
Strong income play. Yield provides a meaningful total return floor.
83.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
11.10%
Volume
Today's trading volume
127,400
Recent News
Insider Owned Growth Companies To Watch In April 2026
The United States market has remained flat over the last week but has experienced a significant 29% increase over the past year, with earnings forecasted to grow by 16% annually. In this environment, growth companies with high insider ownership can be particularly appealing as they may indicate strong confidence in the company's future prospects from those who know it best.
Merchants Bancorp (MBIN) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
While the top- and bottom-line numbers for Merchants Bancorp (MBIN) give a sense of how the business performed in the quarter ended March 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Merchants Bancorp (MBIN) Q1 Earnings Surpass Estimates
Merchants Bancorp (MBIN) delivered earnings and revenue surprises of +7.76% and -0.21%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
Merchants Bancorp’s (NASDAQ:MBIN) Q1 CY2026 Earnings Results: Revenue In Line With Expectations
Diversified bank holding company Merchants Bancorp (NASDAQCM:MBIN) met Wall Street’s revenue expectations in Q1 CY2026, with sales up 20.1% year on year to $175.2 million. Its GAAP profit of $1.25 per share was 9.6% above analysts’ consensus estimates.
Capital Bancorp (CBNK) Lags Q1 Earnings and Revenue Estimates
Capital Bancorp (CBNK) delivered earnings and revenue surprises of -6.41% and -0.36%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?