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Mechanics Bancorp (MCHB)
$15.55-0.27 (-1.71%)
Market ClosedLast close Sep 8
Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Mechanics Bancorp in the Financial Services sector is trading at $15.55 with a market capitalization of $3.4B. Wall Street consensus targets $17.50 (3 analysts), implying a +12.5% move over the next 12 months. The stock is currently 11% below its 52-week high of $17.38, remaining 8.2% above its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality. Risk note: RSI 23 is oversold, raising the odds of a near-term bounce. The Whystock Score of 80/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +12.5% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Oversold momentum (RSI 23) — potential for technical mean-reversion
Quarterly Financials
| Metric (USD) | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 |
|---|---|---|---|---|---|
| Total Revenue | $200.97M↑ | $200.06M↓ | $204.89M↑ | $165.09M↑ | $149.75M |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| Net Income | $57.70M↑ | $44.09M↓ | $124.30M↑ | $55.16M↑ | $42.48M |
Peer Comparison
JPMBACGS
Fundamentals
Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certif...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$3.44B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
11.96
Beta
Defensive asset. Lower volatility than the S&P 500.
0.14
Div Yield
Strong income play. Yield provides a meaningful total return floor.
10.03%
ROE
Average efficiency. Growth may require heavy reinvestment.
10.46%
Volume
Today's trading volume
559,800
Recent News
Mechanics Bank (MCHB) Upgraded to Buy: What Does It Mean for the Stock?
Mechanics Bank (MCHB) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
Mechanics Bank (MCHB) Forms 'Hammer Chart Pattern': Time for Bottom Fishing?
After losing some value lately, a hammer chart pattern has been formed for Mechanics Bank (MCHB), indicating that the stock has found support. This, combined with an upward trend in earnings estimate revisions, could lead to a trend reversal for the stock in the near term.
Mechanics Bancorp (MCHB) Q2 2026 Earnings Call Transcript
CEO Johnson projects 7% dividend yield, highest among peer banks in its size category.
Community Bank Earnings Expose Diverging Multifamily Risks
Q2 2026 earnings from key community banks reveal diverging multifamily risk, with New York rent regulation and bank strategy shaping outcomes.
Mechanics Bank Q2 2026 Earnings Call Summary
Moby summary of Mechanics Bank's Q2 2026 earnings call