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NMI Holdings (NMIH)
$42.75+1.17 (+2.81%)
Market ClosedLast close Jul 24
NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
NMI Holdings, Inc. in the Financial Services sector is trading at $42.75 with a market capitalization of $2.9B. Wall Street consensus targets $47.00 (6 analysts), implying a +9.9% move over the next 12 months. The stock is currently near its 52-week high of $43.35, remaining 10.8% above its 200-day moving average. On fundamentals, Piotroski 4/9 shows mixed financial quality. The Whystock Score of 90/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +9.9% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Quarterly Financials
| Metric (USD) | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
|---|---|---|---|---|---|
| Total Revenue | $183.47M↑ | $180.74M↑ | $178.68M↑ | $173.78M↑ | $173.25M |
| Gross Profit | — | — | — | — | — |
| Operating Income | $132.05M↑ | $128.28M↓ | $130.81M | $130.72M↓ | $138.48M |
| Net Income | $99.33M↑ | $94.22M↓ | $96.00M↓ | $96.15M↓ | $102.56M |
Peer Comparison
JPMBACGS
Fundamentals
NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. The com...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$2.90B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
-
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
14.65%
Volume
Today's trading volume
372,633
Recent News
NMI Holdings (NMIH) Earnings Expected to Grow: Should You Buy?
NMI Holdings (NMIH) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
SIGI Near 52-Week High: Time to Buy the Stock for Solid Returns?
Selective Insurance is set to grow on premium gains, underwriting discipline, pricing actions, and technology investments.
NMI Holdings (NMIH) Could Be 11% Undervalued After Its Recent Share Price Climb
NMI Holdings (NMIH) has drawn fresh attention after a recent move in its share price, with the stock last closing at $41.16 and recent returns prompting investors to reassess its fundamentals. See our latest analysis for NMI Holdings. Viewed over a longer stretch, NMI Holdings has combined an 11.09% 30 day share price return with a 92.25% five year total shareholder return, suggesting momentum has built steadily over time as investors reassess its risk and growth profile. If this kind of...
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