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NPB
$17.66+0.26 (+1.49%)
Market OpenUpdated 3:45 PM EDT
Northpointe Bancshares, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Northpointe Bancshares, Inc. in the Financial Services sector is trading at $17.66. Wall Street consensus targets $21.08 (3 analysts), implying a +19.4% move over the next 12 months. The stock is currently 9% below its 52-week high of $19.48, remaining 1.3% above its 200-day moving average. On fundamentals, Piotroski 3/9 flags weak fundamentals. The Whystock Score of 80/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side targets imply +19.4% upside over 12 months
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Anchored to each ticker's own 5-year median trailing P/E, tilted by current ROE and growth. Fair P/E = own median P/E + (ROE × 10) + (max(revenue growth, earnings growth) × 15), capped at ±30% around the historical anchor. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. Premium compounders like COST/MSFT are judged against their own multi-year norm rather than a sector median. Falls back to the sector-anchored formula (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) for recent IPOs and tickers with insufficient history (< 24 monthly samples). Result is a normalised multiple gauge — not a price target.
Current Price$17.66
Potential Downside
0%
Whystock Fair Value$17.66
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company of...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
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P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
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Beta
High-beta play. Expect amplified moves vs. the broad market.
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Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.68%
ROE
Average efficiency. Growth may require heavy reinvestment.
14.97%
Volume
Today's trading volume
57,884
Recent News
Northpointe Bancshares Q1 Earnings Call Highlights
Northpointe Bancshares (NYSE:NPB) reported first-quarter 2026 results that management characterized as a strong start to the year, citing profitability, mortgage-related growth, and improving asset quality despite macroeconomic uncertainty. Quarterly performance and profitability Founder, Chairman,
Northpointe Bancshares Inc (NPB) Q1 2026 Earnings Call Highlights: Strong Growth in MPP and ...
Northpointe Bancshares Inc (NPB) reports robust earnings with significant growth in Mortgage Purchase Program balances and a notable increase in tangible book value per share.
Northpointe (NPB) Q1 2026 Earnings Transcript
While certain aspects of our financial performance are naturally sensitive to mortgage rates, our diversification across the mortgage space has historically insulated us from dramatic income statement volatility typically associated with the mortgage industry. Total loans funded through the channel was $11.2 billion for the quarter, which is very strong considering the first quarter is typically slower due to normal seasonality in the mortgage business.
Northpointe Bancshares, Inc. Q1 2026 Earnings Call Summary
Moby summary of Northpointe Bancshares, Inc.'s Q1 2026 earnings call
Compared to Estimates, Northpointe Bancshares, Inc. (NPB) Q1 Earnings: A Look at Key Metrics
The headline numbers for Northpointe Bancshares, Inc. (NPB) give insight into how the company performed in the quarter ended March 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.