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ONIT
$38.14-0.77 (-1.98%)
Market OpenUpdated 3:50 PM EDT
Onity Group Inc., a financial services company, originates and services forward and reserve mortgage loans in the United States, the United States Virgin Islands, India, and the Philippines.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Onity Group Inc. in the Financial Services sector is trading at $38.14. The stock is currently near its 52-week low of $35.47, remaining 9.4% below its 200-day moving average. Technical signals show neutral RSI of 33 and bearish MACD signal, explaining why ONIT maintains its current current market pressure. The Whystock Score of 60/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Oversold momentum (RSI 33) — potential for technical mean-reversion
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$38.14
Potential Upside
1006.8%
Whystock Fair Value$422.15
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Onity Group Inc., a financial services company, originates and services forward and reserve mortgage loans in the United States, the United States Virgin Islands, India, and the Philippines. The company operates through the Servicing and Originations...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$397.11M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
2.17
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.56
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
30.18%
Volume
Today's trading volume
64,845
Recent News
Onity Group (ONIT) Q1 2026 Earnings Transcript
In addition, the presentation and our comments contain references to non-GAAP financial measures, such as adjusted pretax income. As a result of discussions with Ginnie Mae, we've revised our recent proposed strategic partnership with Finance of America Reverse and resubmitted the transaction for approval.
Onity Group Inc. Q1 2026 Earnings Call Summary
Moby summary of Onity Group Inc.'s Q1 2026 earnings call
How The Onity Group (ONIT) Narrative Is Shifting Around The $60 Fair Value Anchor
The refreshed analyst work on Onity Group centers on a $60 price target, with the fair value anchor essentially unchanged at the prior $60 level. Bullish and bearish voices are divided on how firmly this $60 mark is supported, with some pointing to aligned model inputs and others stressing that the target still relies on specific assumptions. As you read on, you will see how to track these differing views and what they might mean for your own perspective on Onity Group. Analyst Price Targets...
Onity (ONIT) Q2 2025 Earnings Call Transcript
First, for the second quarter, we delivered robust net income and continued to grow book value, demonstrating our sound strategy and high-caliber execution. Second, our balanced business is delivering sustainable results across origination and servicing amid market volatility. Despite volatile and unpredictable market conditions, we delivered steady financial performance in the second quarter with GAAP net income attributable to common shareholders of $20 million or $2.40 per share fully diluted, reflecting an annualized ROE of 17%.
How The Onity Group (ONIT) Narrative Is Shifting With A Refined 60 Dollar Target
Onity Group’s updated analyst narrative centers on a refreshed $60.0 price target that aligns with the current fair value estimate, rather than resetting expectations. Bulls view this as a confirmation of the existing investment case, while bears focus on the relatively modest $5 move and what it implies about potential upside. As you read on, you will see how both views shape the evolving story around Onity Group and what to watch as new information comes in. Stay updated as the Fair Value...